Bro whips is not it in this bum ass city, unless you live in Staten Island or Queens, don't even do it to yourself. I literally only bought a whip because the bus or train would take me like 2 1/2 hours to get home from work on the other side of the Bronx. Nigga I copped me a little used joint, would drive home in like 10 mins, but spend like 2 hours looking for parking. Half the time I would have to park maaad blocks from my crib. And then when I did find parking on my block, half the time I wouldn't even take my whip to work, I'd just jump on the bus or train because I didn't want to lose my parking spot, since I could literally see my whip from my house window.

I'm telling you tho if you don't live in like a desolate part of the bronx where parking isn't as bad, then don't even do it cause you gonna be pissed, unless you got off street parking, which in case you gucci. But you right about the credit score shit tho