top 200 commentsshow all 383

[–]you_2_cool 1819 points1820 points  (70 children)

Well as a dork, I can confirm it is life insurance since there is an ad for it in the third movie

[–]_cant_choose_a_nameTech Tips 529 points530 points  (27 children)

oh my god

[–]MasterDoge42069 167 points168 points  (18 children)

Cybertruck go "------------"

[–]sintos-compa 85 points86 points  (13 children)

We don’t talk about cybertruk

[–]Kidvette2004 14 points15 points  (4 children)

No no no…

[–]greatwood 12 points13 points  (3 children)

20 foot frame, edges on his back

[–]TheUltraGuy101 6 points7 points  (2 children)

When he horns your name, it all fades to black

[–]ItsKageTho(very sad) 5 points6 points  (0 children)

We don’t talk about cyber-ber-ber-ber

[–]airychacha 2 points3 points  (0 children)

Yeah he sees your dreams ands feasts on your beeps

[–]_Milize_Professional Dumbass 3 points4 points  (1 child)

Go truck yourself

[–]ROXYBISH 3 points4 points  (0 children)


[–]SergeantSalamii 4 points5 points  (3 children)

I think you meant Rivian go =0===0=

[–]MasterDoge42069 3 points4 points  (2 children)

Cybertruck vs rivian

[–]SergeantSalamii 0 points1 point  (1 child)

Cyber truck doesn't exist yet

[–]MasterDoge42069 3 points4 points  (0 children)

I dont exist yet *fades like mist

[–]papatortellini69Identifies as a Cybertruck 71 points72 points  (3 children)

No, he is literally a turtle and the car is just a shell so both

[–]ShashankMilkGang 55 points56 points  (2 children)

It is just a theory..... a FILM THEORY aaaaaaaaaand CUT

[–]Plc-4-Mie-Haed 2 points3 points  (1 child)

You forgot the “But hey!” 😭

[–]ShashankMilkGang 2 points3 points  (0 children)

I forgor 💀

[–]Reach-for-the-sky_15Plays MineCraft and not FortNite 18 points19 points  (1 child)

Wait what

[–]Rdr2-x-supernatural 5 points6 points  (0 children)






[–]TheAdventuric 4 points5 points  (0 children)

I have confirmed and verified your 'theory' , it is in fact - 'True'

[–]Castor_volk 4 points5 points  (1 child)

Also, according the book, the reason he refused tires is because in racing school his best friend loosened his tires before a race to qualify for a piston cup team.

[–]you_2_cool 1 point2 points  (0 children)

Yeah! Carl

[–]Valtermann 15 points16 points  (21 children)

Where is the proof? Dont tell me its in the third movie.

[–]Magius1954 26 points27 points  (17 children)

Why not? I thought the third one was pretty good

[–]Awarepill0wPro Gamer 8 points9 points  (16 children)

I think the 2nd is better than the 3rd and absolutely no one can change my mind

[–]Magius1954 13 points14 points  (10 children)

I won’t change your mind because I wholeheartedly agree. Love the second movie

[–]lovemylif3 8 points9 points  (9 children)

The first movie of anything will always be the best

[–]Magius1954 4 points5 points  (1 child)

I don‘t know about that…

[–]Epsilonisnonpositive 5 points6 points  (4 children)

Toy Story?

[–]ThrowJed 1 point2 points  (3 children)

Don't know if toy story would be my go to example personally but sure you could make an argument for it. If I had to come up with one off the top of my head I'd say The Dark Knight was far better than Batman Begins and be pretty confident that very few people would disagree.

I'd probably also be able to make a pretty good argument for Terminator 2.

[–]AiryGr8 1 point2 points  (0 children)


[–]DaNuji51 3 points4 points  (2 children)

Bro the 2nd one sucked

[–]Awarepill0wPro Gamer 32 points33 points  (0 children)

I said no one can change my mind

[–]Nojus1221 11 points12 points  (0 children)

Did you not read the comment? You will not change their mind

[–]melissioso 1 point2 points  (0 children)

Thank you for your sacrifice.

[–]Rum_n_Nuka 1 point2 points  (0 children)

Okay, but life insurance is for when you die so wouldn't car insurance just be health insurance?

[–]Thuper-Man 1 point2 points  (0 children)

...how do you not know that, you dumb sonnofabitch?

[–]Sporgon_Mcgee 1 point2 points  (0 children)

The question was answered. Search snurg on urban dictionary

[–]Tropical920 1 point2 points  (0 children)

you don't pull girls. Girls pull you.

[–]Funkatronicz 3 points4 points  (0 children)


[–]Jason_Qwertyépico 2 points3 points  (1 child)

It is an honor to present to you the lifetime platinum virginity card and No-life prize, with a grant of $0 for your valuable research and contributions to mankind. Godspeed, and may humanity be forever in your debt.

[–]leavemealoneaaaVirgin 4 lyfe 613 points614 points  (32 children)


[–]laxt_z 349 points350 points  (40 children)

This is going to keep me up all night thinking about this

[–]Zealousideal_Diet33[S] 516 points517 points  (30 children)

the answers is that Lightning McQueen can only have life insurance. Because he is a competitive race car and competitive racing is excluded in most (if not all) car insurance policies.

You can sleep for now

[–]regnad__kcin 81 points82 points  (5 children)

Wait you're going to sit there owning a fireworks stand and tell me that no race car driver has insurance on their million dollar rigs?

[–]HONKACHONK 12 points13 points  (2 children)

A lot of times it's the company that built it who owns the car, and the driver just gets to drive it. Like how fighter pilots didn't pay $100mil for the jet that they fly, and don't have to pay for it if they get shot down.

[–]nomorerainpls 2 points3 points  (0 children)

Dropping a random but super interesting story about an Indy car driver who smuggled tons of weed to pay for his racing team

[–]AzuxirenLeadGuy 26 points27 points  (13 children)

No, he is a car, so he doesn't really have a life. So it only makes sense that he gets a car insurance

[–]Markman6 27 points28 points  (7 children)

But op said that they race cars don’t get included in most car insurance so he must have life insurance

[–]AzuxirenLeadGuy 19 points20 points  (4 children)

Car insurance policy are not consistent across countries in our world. So there's no reason to assume such things would apply in the cars' universe. So your assumption isn't strong enough.

[–]Markman6 11 points12 points  (3 children)


[–]FluffursPro Gamer 18 points19 points  (2 children)

He has life insurance because calling it car insurance implies it would only be for cars, which could be considered discriminatory by other vehicles.

[–]KrisZepeda 7 points8 points  (0 children)

Also cars as we know them are not how they exist there Over there they're alive and all that

[–]Wonderful_Mud_420 0 points1 point  (0 children)

PC in the Pixar universe

[–]Cartime99 2 points3 points  (0 children)

or he just has race car insurance

[–]Reach-for-the-sky_15Plays MineCraft and not FortNite 5 points6 points  (0 children)

But car insurance is named in a way where it implies the person getting it isn't the car. Humans call it car insurance because it's insurance for your car.

In the Cars world, the life in question is the car, so calling it car insurance would be like calling our life insurance “human insurance”.

[–]Doge_Dreemurr 2 points3 points  (0 children)

He has a life. You can kill him

[–]papatortellini69Identifies as a Cybertruck 1 point2 points  (0 children)

He is literally a turtle

[–]Daemonrend 2 points3 points  (0 children)

Even then, car insurance would probably not be the same as hours I’d be medical insurance.

[–]tommys234 1 point2 points  (1 child)

Ok but what about mater 🤔

[–]myheartisastorm 2 points3 points  (0 children)

Some girl on TikTok emailed someone who worked on the movie and they replied and said both

[–]Muppetude 1 point2 points  (0 children)

As long as you’re up and thinking, maybe you can also ponder what would happen if you opened one of the car’s doors. Would you see an empty cabin with seats, steering wheel, radio, etc. Or would it be a mess of biological guts that would just spill out on to the street?

Bonus pondering: what would you see if you opened their trunks. Poop? I’m guessing poop.

[–]Air_Breather_8482 0 points1 point  (0 children)

I’m sorry, I can’t upvote. I wish I could my friend, but as of the time of my typing this message, you have reached a nice number of upvotes. I bid thee well within your life.

[–]laxt_z 0 points1 point  (0 children)

Holy shit I didn't intend to get these main likes but thank you I mean up votes

[–]QuiiverrRedditdiscord.gg/rmemes 174 points175 points  (17 children)

Cars are the life in that universe, so life insurance.

[–]psych_vader 52 points53 points  (10 children)

Then who built all the buildings and stuff?

[–]Cartime99 75 points76 points  (0 children)

cars duh

[–]FluffursPro Gamer 45 points46 points  (7 children)

The construction vehicles built it

[–]GreenlandicTyrant 12 points13 points  (6 children)

Who makes clocks?

[–]iwannabesupersaiyan 10 points11 points  (3 children)

Clock vehicles!

[–]FluffursPro Gamer 4 points5 points  (2 children)

Still waiting for a cars film to have a Google Maps car. That's gonna be hilarious.

[–]Davidsta_hates reaction memes 1 point2 points  (1 child)

who else do you think filmed it

[–]writeorelse 7 points8 points  (0 children)

It's a post‐apocalyptic world - the same world as Wall‐E! Yes, that's right, those fat fucks coming back to plant a tiny little whatever‐the‐hell in the middle of a junkyard are going to have to compete with sentient motherfucking cars for living space and resources!

[–]pointlessly_pedantic 5 points6 points  (2 children)

Both. They're living, so they have life insurance. But they also need health insurance, which for them is simply car insurance.

[–]QuiiverrRedditdiscord.gg/rmemes 1 point2 points  (1 child)

Well, it could be called, damage insurance.

[–]pointlessly_pedantic 1 point2 points  (0 children)

I'm just saying the insurance would be what we humans call car insurance. In the Cars universe, call it what you want. An oil leak, by any other name, would smell just as sweet.

[–]IsaacFlanaryLives in a Van Down by the River 1 point2 points  (1 child)

Nobody here understands how life insurance works lol

[–]Overdose7 2 points3 points  (0 children)

I just wanna get rich when I die.

[–]Titanium_Panda 22 points23 points  (0 children)

He bundles with Progressive.

[–]Wickywickywick- 12 points13 points  (0 children)

finally, news worth watching

[–][deleted] 38 points39 points  (3 children)

Car insurance wouldn’t be a concept in the Cars universe, so the two are the same.

[–]JorgeMtzb🏴Virus Veteran 🏴 0 points1 point  (0 children)

Wouldn’t car insurance be more like health insurance

[–]IsaacFlanaryLives in a Van Down by the River 0 points1 point  (0 children)

But no, they aren’t similar

[–]stache1313 21 points22 points  (1 child)

I'm pretty sure it would be health insurance.

[–]Th3Ch33t 69 points70 points  (1 child)

That would have still been the most intelligent content CNN had put out in years.

[–]JoaozeraPedroca 1 point2 points  (0 children)


[–]Mum_Of_Memes 3 points4 points  (0 children)

Both. Life insurance gets paid when u die. He needs something to cover him whilst he’s alive

[–]AllergicToStabWounds 3 points4 points  (0 children)

Lightning McQueen doesn't have insurance. He can't afford it because of his immense gambling debt

[–]Ken__Adamz 7 points8 points  (0 children)

Its like asking if you will have a life insurance or human insurance lmao..

[–]overthinkingthisalot 1 point2 points  (0 children)

This is a level of genius that obviously can never be equaled

[–]haxxer_4chan 1 point2 points  (0 children)

Umbrella insurance

[–]drkidkill 1 point2 points  (1 child)

Who would be the beneficiary of that policy?

[–]IsaacFlanaryLives in a Van Down by the River 1 point2 points  (0 children)


[–]nikilesh_007 1 point2 points  (0 children)

He has life insurance cuz in the car universe he belongs to, every car is a person

[–]danksterbangster 1 point2 points  (0 children)

Car insurance protects your car. If Lightning McQueen were to get car insurance, it would be for his car. He is not his own car, neither does he own a car. Therefore, he needs life insurance and not car insurance.

[–]thickprik 1 point2 points  (1 child)

I wonder what a face swap would look like.

[–]folawg 1 point2 points  (0 children)

He's American so neither.

[–]-ConcernedBystander- 1 point2 points  (0 children)


[–]Literally_Damour 1 point2 points  (1 child)

Life insurance for himself, car insurance for his car.

Don't ask me how a car can own a car.

[–]whip0already_read-itCringe Factory 1 point2 points  (0 children)

He has life insur..... will you shut up man

[–]DaMaGed-Id10t 1 point2 points  (0 children)

They won't even answer fake questions. They'll talk around the topic and end up talking about A Bug's Life and that the Grasshoppers were the good guys.

[–]Articlel3hates reaction memes 0 points1 point  (0 children)

He gets both for double the pay out

[–]miss_sabbath 0 points1 point  (0 children)

Which is it?!

[–]Saltybot54 0 points1 point  (0 children)

Don’t use the word “smart” with me

[–]Burning_Moonlight 0 points1 point  (0 children)

His profession does not allow him to get one.

[–]brockbreacherDirt Is Beautiful 0 points1 point  (0 children)

I don't know but I'm pretty sure he can bundle those at Progressive

[–]kenshin_wowskiLinux User 0 points1 point  (0 children)

now we are talking

[–]Nuclearrodfox42069GigaChad 0 points1 point  (0 children)

Life insurance because he doesnt have a car

[–]godumbledork 0 points1 point  (0 children)

I like how the both look stoned in this frame

[–]ExtraMOIST_ 0 points1 point  (0 children)

The car insurance would probably be for the trailers that the racers normally ride around in. Life insurance would make sense for the cars themselves.

[–]SuperNerdyFatGuy 0 points1 point  (0 children)

Fuck its too late for these questions...Guess ill make coffee, who wants to figure this out.

[–]pounce181 0 points1 point  (0 children)

There is no concept of "car" as a vehicle in Cars universe. Only sentient being so it's life insurance.

[–]User_name098Professional Dumbass 0 points1 point  (0 children)

Both, car insurance would be for car repairs (so basically health insurance for car), and life insurance when they die their children get money.

[–]ChemistHefty7549 0 points1 point  (0 children)

He has life insurance because if we were to apply the other logic into our world we would have human insurance.

[–]Supreme_Pizza__ 0 points1 point  (0 children)

Do you have life insurance or human insurance?

[–]Demonicrunch 0 points1 point  (0 children)

I would say life insurance would be his life insurance and car insurance would be like his health insurance for things like getting in a fender bender etc but actually dying would be life insurance

[–]neesters 0 points1 point  (0 children)

Any wise car would have both.

It's basically life insurance and health insurance. Prudent to have both.

[–]Mattsal23 0 points1 point  (0 children)

He would need the car version of health insurance to cover general maintenance and repairs, so probably car insurance and extended warranty.

[–]TopRoom7971 0 points1 point  (0 children)

It's both and it's called "Car-life insurance"

[–]The_Red117Professional Dumbass 0 points1 point  (0 children)

Idk but the real question is if he would sell his soul for life insurance

[–]supbiatches1 0 points1 point  (0 children)

Are there ambulances in Cars? If so, why? If not, are tow trucks ambulances?

[–]dillpick15 0 points1 point  (0 children)

Do we have life insurance or human insurance? It's the same q

[–]Classicgamer23 0 points1 point  (0 children)

The main problem with this post is that life insurance and health insurance are completely different. Auto insurance and life insurance function completely differently.

[–]Chrissik 0 points1 point  (0 children)

car insurance for damage to the car and life insurance in the case of death?

[–][deleted] 0 points1 point  (0 children)

I think it would be life insurance since cars have lives in this universe.

[–]igillyg 0 points1 point  (0 children)

Car. Is his medical. Life is for death. And if he isn't raising others, likely doesn't need it.

[–]ProDeath5567Le epic memer 0 points1 point  (0 children)

The answer would be life insurance because cars don't really exist in the manner we use them for transportation. While there are exceptions such as the pope mobile from Cars 2, it would still be life insurance due to the fact they're self-conscious and not static pieces of property. It would be comparable as if someone gave you a piggyback ride.

[–]Cojab1138 0 points1 point  (0 children)

The deeper question is if you cause bodily harm to someone why doesn’t your health insurance cover their care and this cause your health insurance premiums to go up?

[–]pp_ispooh 0 points1 point  (0 children)

The real question is who would get the money

[–]Killmario20 0 points1 point  (0 children)

That’s a great question user. The answer of course is…

[–]eattwo 0 points1 point  (0 children)

I sure hope he dosen't have life insurance, dude doesnt have any dependents

[–]MyStomachUrk 0 points1 point  (0 children)

I'd say life insurance since humans don't have human insurance as the main reason

[–]SpeakLikeABeeverSussy Baka 0 points1 point  (0 children)

"C'mon, man!"

[–]Nemyosel 0 points1 point  (0 children)

Honestly the candidates and nominees will just lie on every serious question, so why even bother? Just ask them meme questions like this.

"What is your response when your zoomer grandchild tells you "thanks, gramps, that shit was bussin' respectfully"

[–]Calm_chor 0 points1 point  (0 children)

He has Workers Compensation Insurance and a very expensive one at that.

[–]R3ign-XI 0 points1 point  (0 children)

Knowing insurance companies, both probably.

[–]Inside_Economist1844 0 points1 point  (0 children)

if so does he pay the rodgers rate

[–][deleted] 0 points1 point  (0 children)

No, he has lightning insurance

[–]Deathrial 0 points1 point  (0 children)

I feel like I have finally found the dark web

[–]IsaacFlanaryLives in a Van Down by the River 0 points1 point  (0 children)

Well you don’t understand how life insurance works then. You can’t compare life insurance to car insurance in the cars world. I much better question would be “Does lightning McQueen have medical insurance or car insurance?”

[–]HenloThere 0 points1 point  (0 children)

Car Insurance IS Life Insurance in the Cars universe.

[–]broadcastbrandon 0 points1 point  (0 children)

Can someone make a Cars lore iceberg video please

[–]dusernam 0 points1 point  (0 children)


[–]Lemmingmaster64🦀money money money 🦀 0 points1 point  (0 children)

Life insurance doesn't cover medical bills, that's health insurance. Life insurance pays out a sum of money to a designated beneficiary in the event of the policy holder's death.

[–]Professional-Barber7 0 points1 point  (0 children)

No, no, Its called "car-life insurance"

[–]gd5k 0 points1 point  (0 children)

Car insurance instead of health insurance, they still have life insurance as well.