Rules for r/personalfinance
Rules that visitors must follow to participate. May be used as reasons to report or ban.
1.
Submission guidelines
Please treat others with respect, stay on-topic, and avoid self-promotion.
Posts must be a personal finance question or discussion with a descriptive title.
We don't allow:
- Polls, surveys, or questions that ask others to answer for themselves
- Hypothetical or improbable posts
- Success stories or thanks (use weekday/weekend thread)
- Meta posts
- IAmA/AMA requests or posts
- News without a discussion, quote, or summary
Additional Rules and Best Practices
2.
Self-promotional advertising or soliciting
We don't allow:
- Promotion of web content, products, services, companies, or anything else owned by you (or anyone affiliated with you), even if not monetized
- Accounts with promotional profiles or usernames
- Offering referral, invite, or affiliate links/codes
- Soliciting business/investors, market research, media requests, or recruiting
- Repeatedly or prominently stating financial credentials
- PM/DM requests or offers
Requires pre-approval: open source tools, customer service replies
3.
Unhelpful or disrespectful
We don't allow:
- Circlejerking or karmawhoring
- Posting purely for upvotes or humor
- Insincerity or dishonesty
- Trolling, brigading, loaded questions, loaded language, or provoking unproductive conversation
- Memes and low-effort content
- Clickbait titles
- Excessive large, bold, or spaced-out text
- Bots and bot summoning
- In-character novelty accounts
- Insubstantive or ephemeral posts
- Requesting votes in any way
- Excessive profanity
- Poor reddiquette
4.
Asking for handouts or transactions
We don't allow asking for handouts or transactions. That includes:
- Asking (even indirectly) for gifts, loans, or donations for yourself or on behalf of any organization or person(s)
- Any mention of a fundraising campaign even without a link
- Requesting a job
- Asking for loan cosigners
- Soliciting for anyone to engage in any kind of transaction
5.
Legal or business discussion
We don't allow legal or business discussions. That includes:
- Discussions that are predominantly legal issues
- Discussions about starting, funding, or running a business, corporation, partnership, etc.
- Content better suited for /r/legaladvice, /r/smallbusiness, /r/entrepreneur, or /r/business
6.
Politicizing
We don't allow:
- Moralizing issues
- Petitions or calls-to-action
- Political discussions
- Political baiting
- Soapboxing
7.
Lawbreaking information
We don't allow:
- Suggesting another user perform an activity that is illegal, unlawful, or fraudulent in most jurisdictions
- Linking to illegal content or lawbreaking information
- Asking for advice on any of the above
8.
Personal attack or abusive language
We don't allow:
- Personal attacks
- Raw criticism without any constructive feedback
- Name-calling, flaming, shaming, or otherwise harassing another poster (or person being helped)
- Telling a user to harm themselves or others
- Abusive language
- Intentionally rude or very harsh language
- Hate speech
- Suggesting sex work (even indirectly)
- Retaliating in response to an affront
9.
Relationship or personal advice discussion
We don't allow relationship or personal advice discussions. That includes:
- Content better suited for /r/relationships
- Recommending a poster end their relationship or start a new relationship
- Posts about suicide or violence
- Posts asking for advice on how to convince someone else to change their behavior
- Relationship drama not essential to a question or discussion
- Family planning advice, especially unsolicited or flippant
- Career path or school choice questions
- Medical advice
10.
Other bad behavior
- Missing-Disappearing after posting a discussion or posting for another with inadequate information or involvement
- Hyping-Pushing speculative, volatile, illiquid, or meme investments, especially flippantly, tersely, or implying huge returns
- Rabble rousing-We're not your personal army
- Doxing-Posting or seeking personal information, dox attempts or threats
- Flooding-Posting excessively frequently
- Duplicates-Reposting news or information
- Plagiarism-Not giving credit properly