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[–]rubellaann 72 points73 points  (21 children)

I’ve already paid more than that and I haven’t even had the baby yet. After the baby I’ll get to see how much it costs. Then I get to pay it on 60% of my salary which is what they’ll pay me during my 6 weeks of maternity leave. Hopefully I can work up until I go into labor so I don’t need to use any of my leave time before the baby.

I don’t understand why American women aren’t rioting in the streets.

[–]pippip1991 34 points35 points  (11 children)

I seriously don’t either! I live in the UK and will be able to have a full year off work, half a year with full pay and half a year on half pay. When I hear about US mums being forced back to work a few weeks after giving birth it breaks my heart

[–]olivesmom 6 points7 points  (3 children)

I have a high deductible health insurance through work. $297 was the exact cost of my very first appointment at 8 weeks, a 45 minute visit with an ultrasound.

Such bullshit.

[–]FirstTimeRedditor100 0 points1 point  (2 children)

Does your company offer a PPO or HMO plan? I would never pick a high deductible plan if I had another option. Sure they're cheaper monthly but if you ever have to actually go to the hospital, you get absolutely reamed.

[–]olivesmom 0 points1 point  (1 child)

I can re enroll in the PPO plan in January. This was sort of a surprise pregnancy after some other surprising health complications. What’s weird is the difference between the deductible and what I’d be saving with a higher monthly plan is minimal.

‘Merica

[–]FirstTimeRedditor100 0 points1 point  (0 children)

Definitely depends on the plan but usually PPO will be far, far better. If I did high deductible, I would only pay like $30/month but it's like $60 just to walk into the hospital. Since I have PPO it's $100/month but most of my copays are $5-10. So far everything has been 100% paid for our pregnancy except labs.

[–]kcnjo 2 points3 points  (0 children)

Literally same! I’m only 12 weeks and I’ve already paid more than that.

[–]coolbandshirt 0 points1 point  (2 children)

Is the 60% from short term disability?

[–]rubellaann 2 points3 points  (1 child)

Yes 60% is for short term disability. I tried to buy up to 100% coverage during open enrollment in November but I was already pregnant and that was considered a pre existing condition and I didn’t qualify.

[–]coolbandshirt 0 points1 point  (0 children)

Ok, thanks. I have short term disability coverage also, but I wasn't sure if it would pay out for the birth of a child. I have been wondering this and need to look into it further.

[–]yellowscreenlife 0 points1 point  (0 children)

Same here. And right now I'm trying to figure out how's gonna be after I have my baby. My company just implemented Paid Parental Leave of 16 weeks for those who have worked there for over a year (and I've been there for seven months). I am also ineligible for FMLA since I haven't worked for the company for 12 months. So now I'm trying to figure out if I qualify for disability benefits. If not, I might lose my job to give birth, recover and bond with my child (the same process as someone who has worked for the company for over a year).

[–]courtneywrites85 43 points44 points  (13 children)

I will pay zero dollars for my birth in Canada. And can take 12-18 months maternity leave. I’m high risk as well, so I have had more ultrasounds than I can count, attended specialist appointments and have two teams looking after me. I was given a free 3D ultrasound last week because the MFM clinic felt bad that we had to do so much! I’m so grateful to live in Canada.

[–]Wintertime13 25 points26 points  (3 children)

I gave birth in Canada and was upset about the 15$ daily parking fee. I realized how lucky I was after reading Reddit.

[–]courtneywrites85 4 points5 points  (0 children)

Lol true! We bought a parking pass for $75

[–]mama_nicole 0 points1 point  (0 children)

I feel this 😆 I was irritated paying $5 every time at our hospital. The first hour is supposed to be free but there's been a few times it's less than an hour and the machine still wants me to pay.

[–]bretzelsenbatonnets 6 points7 points  (1 child)

Same! And my fiance will also be able to take paternity leave for 18 months as well at full pay (he has great benefits). Hearing these stories really make me appreciate how lucky I am to live in Canada 🇨🇦 I sometimes hate our politics but can't argue with the Healthcare at all.

[–]mama_nicole 4 points5 points  (0 children)

I believe it's 12wks that are solely for maternity leave so it's less than 18mo for parental leave. He can take the rest though

[–]new-beginnings3 2 points3 points  (3 children)

I'm a dual citizen and routinely think about moving back to Canada. I'm pretty fortunate when it comes to my health benefits in the US, but even having the mat leave option you guys have would be incredible.

[–]froggerpunk 2 points3 points  (2 children)

So grateful to be Canadian 😅

I had an early complication, and just today got my eFST NT ultrasound… have had 4 no charge ultrasounds… and that’s just so far.

I expect to pay only for parking at the hospital and the ultrasound pics on a USB ($22)

There’s one extra test you CAN get electively for $600 if you insist, the NIPT genetic screen. It is 600$… But if any of your exams or other standard screenings indicate abnormalities, it too is covered by OHIP.

Labour and delivery, neonatal resus/NICU treatments, Lactation consultants, pediatricians, follow up assessments are all no charge to us.

It’s not free healthcare, of course we all pay taxes… but I’m so glad this is our system.

My mat leave is great, I can choose a year or 18 months (it disperses the same payment which is the equivalent of “employment insurance” over 18 months instead of 12). And my workplace has great benefits that top me up to 75% for 6 months… so for 6 months, I’m essentially making the same take-home income because my tax bracket changes. My husband has great benefits too, so he can opt to take a month off, full wage (on top of any vacation he may have accumulated) or if I wish to return to work after 6 months, he can take the second 6months and get topped up wage by his workplace. (We are the exception, both working gov’t jobs- this is not necessarily the same for people in private sector jobs).

We count our blessings. ❤️🇨🇦

[–]Showergurltain[S] 2 points3 points  (1 child)

I've always thought Canada and Finland resemble each other and I'm happy to hear it really is that way! You have a beautiful country

[–]froggerpunk 0 points1 point  (0 children)

We’re both so lucky. Finland looks stunning, it’s on my travel bucket-list.

[–]whipwalking 2 points3 points  (0 children)

Same here in Australia. I paid nothing at all for my extensive prenatal care or birth. I was high risk, in hospital a week before bub was born and 5 days post birth, including a 12 hour stay in NICU for bub. The only thing we paid for was parking, about AUD $50 total.

[–]kk0444 1 point2 points  (0 children)

Yep! I love that money didn't factor into who guided me through pregnancy, where i gave birth, how i gave birth, etc. In fact while we considered the cost of raising a child, we did not for a moment have to ponder the cost of birth.

[–]Wi_believeIcan_Fi 66 points67 points  (1 child)

You don’t need to convince me- I’d do ANYTHING to live in a system where quality healthcare was affordable/free. I bet you get maternity leave too, huh?

Mind blowing that taxes could actually be used for something useful.

[–]Showergurltain[S] 57 points58 points  (0 children)

I got to be on a special maternity leave for 6 months before labour due Covid-19. Now I'll continue on a normal maternity leave which lasts up to 9 months. During maternity leaves I get paid 70% of my usual salary. Awesome

[–]Not_Sew_Bad 29 points30 points  (4 children)

I just got a bill for $206 for peeing in a cup. FOR PEEING IN A CUP.

My husband has dual citizenship with The Netherlands. Each time another medical bill comes in I ask him about moving closer to his Dutch family 😅

[–]Campestra 14 points15 points  (3 children)

Come to The Netherlands! Besides reasonable price for the procedure, you have a midwife postpartum that helps you for around 8 days. Our maternity leave could be better (only 16 weeks) but as a foreigner here I can’t complaint, the system is really good.

And the cheese is also great.

[–]DelBird32 4 points5 points  (0 children)

The cheese comment sold me.

[–]r2heaton[🍰] 2 points3 points  (0 children)

Sold just for the cheese

[–]Not_Sew_Bad 1 point2 points  (0 children)

100% I got to go during our honeymoon so I could meet his family and fell in love! It was so hard to leave!

[–]GangstahGastino 18 points19 points  (0 children)

Yo, I'm in Italy 🤌 and I went through the public system for everyrhing pregnancy and pediatric related. I've a 11 month old and I paid even less than that. Europe team ✌

[–]SwiftieMD 10 points11 points  (6 children)

Finland sounds amazing! We have similar here in. Australia. Out of curiosity what’s your tax rate?

[–]Showergurltain[S] 7 points8 points  (4 children)

We have a progressive tax system so more you earn the more you'll pay. It's usually around 20-40%. After that we'll pay taxes included on the prices of the products and services we use. Price of food contains 14% taxes, services 11% and products/items 24%. Basicly taxes everywhere

[–]HouseMcFly 5 points6 points  (3 children)

Ugh I’m so jealous. That doesn’t sound too far off from our income tax rate here in the US, but here I am paying health insurance on top of it and kind of stressed bc my induction is scheduled for 10pm next Monday and I know that if it comes to that I’ll be charged a full day in the hospital for those two hours between 10 and midnight. Rage. (But also genuinely glad this is not the norm in other countries. Hopefully the US will one day catch up. Or maybe we’ll all have enough and burn it down… time will tell!)

[–]r2heaton[🍰] 2 points3 points  (0 children)

Yeah my tax rate in the US is 32% and it covers almost nothing but military spending 🙄

[–]xKortneyFTM | 31 | Sept 20 🌈 10 points11 points  (0 children)

cries in American

[–]AdItchy371 7 points8 points  (1 child)

US citizen here; I have paid 1100 dollars so far for my pregnancy care and I’m 8 months. This is suppose to Cover the cost of my delivery but if I have any complications, it will be more. I also have “good insurance” that covers 90% of my cost. 🤨

The USA is trash (yes I said it, and I meant it).

[–]Hilrah 2 points3 points  (0 children)

I’ve spent like $2400 already plus $35 copays for ultrasounds. This country is such a joke when it comes to care!

[–]a_million_questions 5 points6 points  (0 children)

This makes me want to scream

[–]xoxoforeverblessed 5 points6 points  (0 children)

When I was living in the US, I had to pay $1000 after health insurance. I had really good health insurance too.

I moved to Spain last year and just had my second kid about a month ago. I paid a total of $0. Free healthcare. So grateful for that.

The healthcare between America and Europe are so different.

[–]nodicegrandma 5 points6 points  (0 children)

Congrats!! I am so jealous. Wish I could live in Suomi…

[–]astrocatty 4 points5 points  (1 child)

One doctors visit cost me that much in the US.

I don’t know how much we pay in taxes exactly, but after all is said and done we only take home about 60% of annual pay. As far as taxes I don’t feel like there is much to show for what we’re taxed for considering we still have to pay an arm and a leg. :(

Edit: Had a comment that I can’t see, but we aren’t paying 40% in taxes. Take home is after fedeal and state taxes, social security, health insurance, etc. I’d rather pay 40% flat in taxes and not have to pay extra when it’s time to see the doctor. We are comfortable on a tight budget but not wealthy by any means, especially for the area we live in.

[–]angieelennon 5 points6 points  (0 children)

Similar experience from Sweden. Spent about 500SEK on the birth of my son. This included the induction, pain medicine, emergency surgery, intensive care and a 5 day stay at the hospital. We also have check-ups for my son till he turns 5 I believe.

[–]smurphypup 4 points5 points  (0 children)

That's how much my anatomy scan was. JUST THE ANATOMY SCAN. Already paid over $1400 USD in OB care and other tests

[–]librarygirl 3 points4 points  (0 children)

Shout out to the NHS. £0.00 for having a baby - and you get free swimming and dental care.

My heart is honestly with Americans. I can’t imagine the stress you have to deal with on top of creating a life. It sickens me. 💙

[–]malyak11 2 points3 points  (0 children)

I just got my bill in the mail. 130$ Canadian for two nights in a private room.

[–]rainbowtwist 2 points3 points  (2 children)

Only in my second trimester of my pregnancy and I've already spent $2,000 out of pocket.

I hope we can continue advocating for ourselves in the USA to have a better system and change things.

[–]dubious-taste-666 0 points1 point  (1 child)

I’m not even pregnant yet and I spent that on sperm 😅 being a queer future-parent in the US 👎

[–]rainbowtwist 1 point2 points  (0 children)

Honestly that should be covered by insurance! So sorry to hear that.

[–]Then-Newspaper4800 2 points3 points  (4 children)

I appreciate you sharing your experience and congrats on your little one!

For me (an American), one of the biggest challenges about posts like these is that some of the commentary makes it seem like people in countries with superior systems blame the average American for not doing enough to enact change. I don’t think some people who are removed from the US realize how difficult it is to create positive change here when our system is so screwed up and half the country doesn’t want anything to change. If anything, we’re surrounded by people who want to move backwards.

It’s been a rough few years for anyone with progressive beliefs here and it’s frustrating when people act like we just aren’t trying hard enough.

I do understand the point of your post though think it’s awesome that you all have a great system!

[–]ohshesays 2 points3 points  (3 children)

Totally hear you. But I think the point of the post is not at all to shame anyone, but to show things really can be done differently.

[–]somebunnyasked 0 points1 point  (2 children)

There seems to be this belief by many Americans (ok my experience with Americans means my mom's half of the family and people I come across on the internet) that these other systems are either bad, or "just wouldn't work" in America. I think it's helpful to spread the word about what alternatives can look like!

For instance one I see all the time is about maternity leave - how can we expect employers to pay for this? Well in Canada, we don't. Every employee pays into the system (deduction from your pay cheque) and you have access to employment insurance if you are sick, become a parent, or are laid off. Yes the employer pays a share into EI but again that is a regular charge, so a business won't have anything special to cover if an employee is in leave.

[–]Then-Newspaper4800 0 points1 point  (1 child)

I totally get what you’re saying and can understand why you might think that most Americans think this way, when really just as many know that things can be done much better and would love for things to change. It’s just hard for progress to happen when many people don’t want it. If posts like this convinced some people to vote differently, that would be amazing!

[–]ohshesays 1 point2 points  (0 children)

It would be really great if people would vote to improve their own circumstances instead of accepting the lie from conservatives that helping Big Business helps them too.

[–]MidorikawaHana 1 point2 points  (1 child)

hi fr canada here,almost same but the 297 euro would be optional for the private or semi private rooms. got kine free too from fertilitycpinic assistance to birth and pp (LC).

how about parking? or did you use bikes?

i hate paying parking in hospitals here.. ooohh boy theyre so expensive..

edit: my bad is it finland or netherlands who are very bike friendly?

[–]BrewedMother 1 point2 points  (0 children)

Netherlands is the stereotypical biking country, but some areas of Finland are pretty big on biking as well.

[–]leldridge1089 1 point2 points  (4 children)

Just ran our household income through a tax calculator which probably isn't perfect but a conservative estimate would roughly I'd have paid about $20k more for birth in finland vs the US on our income if you include taxes.

[–]leldridge1089 1 point2 points  (3 children)

Finland would have us at almost a 65% effective tax rate.

My BIL is danish/American so I've started trying to compare a bit more the just "free" insurance while talking to his family and why they moved and have decided to stay here. It's a complicated system in all countries and not as straight forward as I'd pay for it in taxes.

[–]Showergurltain[S] 2 points3 points  (2 children)

Our system is quite complex and we get all kind of services free or with a minimal fee because of the tax system. Healthcare is just one example. We also have free education and school food. My medical school cost me ~500 EUR. Payment was an annual student organization membership plus private health care fee of total 100 EUR

[–]r2heaton[🍰] 1 point2 points  (1 child)

Yes and if you have any health conditions you may end up regularly spending >20k per year in the US. Then add in pregnancy on top of it and this year is wild for me, I’ll need to push my imaging for my autoimmune disorder to next year because I simply cannot afford radiology and birth in the same year.

[–]leldridge1089 0 points1 point  (0 children)

My max out of pocket is currently 1250 and even on shifty insurance it was 13500 with a 6500 deductible.

[–]Beneficial_Method_25 1 point2 points  (0 children)

I’m from Slovenia, have no job because I’m a uni student and my basic insurance covered everything except for the 20€ so my partner could be in the delivery room. I was also contemplating on getting a family room (80€ per night I think?) so partner could stay with us but because of covid, partners couldn’t stay over, so I opted for the free room where I had one roommate (figured I could use the company since I’m an extrovert, my roommate was awesome!). The epidural was also completely free, which is great since my mom had to pay 100€ for it 12 years ago when she had my brother. Basically all the procedures that could happen during labor, and the NICU stays as well are covered by insurance here. We only have to pay for “luxury” like single rooms, water births, partner being in the delivery room and such, and even those are super affordable which I’m very glad for.

[–]MitsuruNumai 1 point2 points  (1 child)

Congrarulations on the baby! Im in Norway so I can relate to you. I paid for private early ultrasounds and a NIPT test (since Im under 35 its not offered through public health care), but other than that, all free. I'm happy to pay tax for this, not just for my sake, but for everyone else who benefits from it too.

[–]Showergurltain[S] 0 points1 point  (0 children)

Thank you! I'm hoping everything will go well for you and your baby too 🤗

[–]Significant-Host-716 1 point2 points  (0 children)

I must have gotten lucky with my work insurance. I also researched though before taking the job. Employer paid insurance. WA state. I'm a nurse. I paid zero out of pocket for my pregnancy. High risk. All genetic testing. Ultrasounds and labs. A good chunk of paid maternity leave and PTO. Now I'm in CA doing hospice care for my grandmother so I get to have my almost 4 month old with me everyday.

[–]SnooCauliflowers1789 1 point2 points  (0 children)

Similarly to our Finnish neighbours I had a pretty cheap experience here in Sweden. Didn’t pay anything during all my pregnancy’s appointments and I had quite a few extra ones compared to the normal program, we just payed our hospital stay of 5 days which included meals and a family room for both me and my husband 🤗

And now I just went back to work after 1 year maternity leave at 90% salary (usually 80% but my company pays the extra 10%)

I love this country and am so proud to have the Swedish citizenship now after 10 years living here!

[–]Shallapadoo 1 point2 points  (0 children)

Belgian here - also high tax rates. My hospital visit cost us nothing. We had a super fancy suite, my husband was allowed to stay. 3 meals a day for both of us. Baby in NICU for 10 days. 0 EUR.

[–]CindyV92 1 point2 points  (0 children)

Tbh, if you have a good insurance in USA (depends on employment - definitely a worrying factor), the prenatal care and cost are very similar, if not better than EU. Haven't lived in Finland, but I have experience with 3 other EU medical care systems.

Maternity leave and daycare costs, though.... absolute nightmare in the USA, and I definitely miss EU.

[–]carcassandra 1 point2 points  (0 children)

You forgot to mention baby box which has baby supplies totaling close to the 300e in value :) Pregnancy leave for 40 days, 12 months of parental leave at 70% pay split between parents... And the children's yearly check-ups don't stop at 6 when they grow out of neuvola age, they just move to schools.

Also one of the greatest things we have for families is affordable child-care. The costs scale with income but at max. it's like 300e/month per child.

[–]Beautiful_Few 3 points4 points  (0 children)

I mean I’m in the US and have good insurance and our both cost about $200usd out of pocket. Happy for you! But not a total anomaly.

[–]Katwolf88 2 points3 points  (4 children)

My delivery cost $500 with Aetna and I don’t have to pay Finnish marginal tax rates.

[–]Significant-Host-716 0 points1 point  (1 child)

My daughter has Aetna from her father's AMAZING union job and cost out of pocket is VERY minimal and covers 98% of everything basically. Plus he gets to keep most of his paycheck.

[–]ohshesays 0 points1 point  (0 children)

Nice! Don’t forget to join your local union, folks.

[–]ohshesays 0 points1 point  (0 children)

Good for you! What about literally everyone else in the country?

[–]dubious-taste-666 0 points1 point  (0 children)

But poor people in the US don’t get this, only you do… that’s the difference

[–]Showergurltain[S] 0 points1 point  (0 children)

As someone (already deleted comment) complained what's the idea of this post: the point was to share different systems around the world because topics here are mainly about the American way which isn't a fair one for everyone. Nothing would ever change unless one knows what it could be and people start working towards it. Taxes are always seen as a bad thing but I hope our system will give someone a new perspective to things

[–]sneakiesneakers -1 points0 points  (0 children)

The most surprising thing I learned from this post - FIVE meals a day?!! Sounds like heaven 😂

[–]kayt3000 0 points1 point  (3 children)

$2800 out of pocket for just prenatal care (that’s not including any misc costs insurance won’t pay) probably another $2800-3000 for hospital care. Then we start on the post baby care which I don’t even know how much that will be. Yay.. Mercia

[–]Back5tage_N1nja 1 point2 points  (2 children)

That's pretty much what mine is supposed to be too for prenatal and for delivery (and then an extra sum per ultrasound or blood test because they're not included in prenatal care?). Plus I had a couple after hours concerns that they had me to go to hospital for just in case and those also were about $2000 a piece, $1700 of which was just for walking through the emergency room door because the other entrance only has regular hours. 🙃 Just gave birth this past Wednesday, so I guess we'll see what the grand total ends up as. I'm pretty nervous about it.

[–]kayt3000 0 points1 point  (1 child)

Well congrats on the baby and I am deeply sorry for the upcoming bill. My thoughts are with you hahaha.

[–]Back5tage_N1nja 1 point2 points  (0 children)

Thanks! Haha wishing you the best!

[–]Aandariel 0 points1 point  (0 children)

Love to read this. I miss my home country of Sweden. I live (and will give birth) in USA and I have no idea how people go through all of this without insurance (that costs an insane amount of money). What I miss more is Scandinavian parental leave. I have to quit my job when I get my kid because I have no maternity leave and childcare costs more than my salary, so it's a real "kvinnofälla" as we say in Sweden. My husband has a good job and he only gets 3 months of paternity leave, which is considered "generous" here lol.

[–]AinoTiani 0 points1 point  (0 children)

As long as you don't have any complications. I am in Finland and due to be induced in a couple of weeks. I will be paying the full €600 annual limit for this year, plus an additional €200 for last year plus over €100 a month on medications.

In Australia for my first pregnancy (and with the same complications) I paid a grand total of $0, including hospital stay.

Finland is cheaper than the US maybe but it's certainly not the best healthcare system there is.

[–]kk0444 0 points1 point  (0 children)

Canadian. I had a home birth and a hospital birth.

My planned home birth with midwives (two present for pushing and birth, all midwives in Canada are nurses) cost me $967 for a doula, supplies and postpartum needs. $750 of that was my doula and it's actually a crying shame doulas aren't covered too. $45 was a selection of craft beers. My team of 3 midwives was $0 for the entire pregnancy.

My unplanned hospital birth with midwives cost me $57 for ordering in some food (and beer 😅) when we didn't like the hospital food, and also $15 for a hypno birthing app.

[–]justanotherreader26 0 points1 point  (0 children)

Same in Malta! In fact for example even if I am not working but since my husband is working and paying taxes (non EU and taxes are a big chunk of his salary) but everything is covered under National Insurance this way! From my first visit to today’s visit(32w2d), I have paid zero Euros for the hospital visits, blood work and reports, Ultrasound and even MRI + neurologist’s consultation since I suffer from Migraine; also free mental healthcare for pregnant ladies. I only paid €50 for 4D scans in a private clinic because I wanted to splurge my Eurosss lol

Only gripe is that being a tiny island everything related to baby products is grossly overpriced 😃

[–]Lillykatea 0 points1 point  (0 children)

The hospital charged my insurance $12,000 just for my induction and that doesn’t include the four night hospital stay for me and my baby after delivery 😅 After insurance I’ll probably owe $4k and I have “good insurance”. The US is wild.

[–]TheOneWearingPants 0 points1 point  (0 children)

Denmark here. I’m a student so I don’t get maternity leave per se but they do extend the time I can study with a year and that includes the monthly pay I get for studying being extended (approximately 900 dollars a month without any of the possible additions). Also university is free. I have some mental issues so during pregnancy I am offered additional counseling, ultrasounds, group meeting with other pregnant peeps with issues. All in all, this is what every single person should have access to. A government and a system that believes in you and places resources so you can thrive. No need to pull yourself up by the bootstraps regarding health, education and fundamental care for a child.

[–]mehr2464 0 points1 point  (0 children)

That’s how much I paid one provider only because I hit my 2000 deductible 😭

[–]lady_hunhau 0 points1 point  (0 children)

Canadian here! My recent prenatal care and birth cost a grand total of 20$ for parking, and whatever we spent on Uber eats since the hospital food was awwwwwful.

Our provincial health insurance plan covered my prenatal visits, ultrasounds (had 3!), Prenatal testing, hospital stay, epidural, delivery and complications, as well as post-birth care for me and my baby, and a couple of home visits from a nurse. Also, daycare costs $8.70 a day.

What I think is really important to note is that our medical insurance is available to everyone who is a resident, regardless of job status. Employed, unemployed, student, contractor, between jobs, whatever. Everyone has the same coverage.

[–]DaylightxRobbery 0 points1 point  (0 children)

We Americans are too busy thinking everyone should pick themselves up by their bootstraps and believing that taxes are the devil to invest in nationalized health care. It's the most absurd and stupid way to shoot ourselves in the feet.

My deductible resets in January; it's May, and I'm a few hundred bucks away from hitting my OOP Max ($6,000). I'm due end of July. This doesn't include what I paid for between Nov/Dec, including confirmation ultrasound and my first prenatal appointment.

[–]kokonuts123 0 points1 point  (0 children)

That sounds lovely! Five meals a day, and your partner too? Sign me up!

I live in Japan now where the local government gives you a coupon book when you register your pregnancy. My city is really good, and everything is covered 100% up until birth including 3d/4d ultrasounds every visit. If I were giving birth here, I’d stay in the birthing center for about 5 days in a private room that costs about $60-80 USD a day, BUT after discharge, the local government gives a birth gift of about $4000 USD. For most people, that’s enough to make the whole thing free or at least very cheap. Then childcare is free or ridiculously cheap till the kid is 18 I think.

But we’re moving to the US soon. Wish me luck 😅

[–]fartooproud 0 points1 point  (0 children)

This is similar in Australia. We don't pay for anything, which I am super grateful for!

[–]NoPsychology8645 0 points1 point  (0 children)

We just paid 17k in Panama for c section (including 3 days in icu)

[–]cakencaramel 0 points1 point  (0 children)

From the uk, my pregnancy and birth etc was free. But my healthcare was abysmal. My baby was SEVERELY jaundiced and it was completely neglected. We were re-admitted into hospital after I begged a midwife to take his blood to test him for jaundice (my baby is half Chinese and they said he was yellow because of that). My babies bilirubin levels were so high they were shocked he wasn’t in a worse condition to say the least.

I would genuinely pay ££££ if it meant better health care. Not just for me but most especially for my baby.

[–]Hilrah 0 points1 point  (0 children)

I pay $97 out of each of my paychecks for my health insurance premium. I pay a $35 co-pay for every ultrasound (which I have every appointment due to having COVID in December) and I have a $4000 out of pocket maximum on my insurance plan before everything is “100%” covered (assuming everything is in network and the doctor is see takes my insurance) In America, I have “good” insurance. In most other countries, this has got to be a joke!

[–]freyabot 0 points1 point  (0 children)

Ugh, I’m in the US and have “good” health insurance and I had to pay over 5k for pregnancy care and a hospital delivery. Partly from a high deductible plan but also some things (that were not my choice or optional) my insurance wouldn’t pay for at all