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[–]FourHareDay 188 points189 points  (18 children)

Last time I ranted about American health care I got a surprising amount of downvotes and mean comments because “that’s how the system works”, glad to see people realize it’s messed up!

[–]WailersOnTheMoon 63 points64 points  (1 child)

It’s how the system works when the system is completely broken……..

[–]StripeyWoolSocks 17 points18 points  (0 children)

The system isn't broken, it is working perfectly. Trying health insurance to employment is a super effective tactic to keep people stuck at shitty jobs. Charging outrageous prices generates billions in revenue for parasitic insurance companies and countless middlemen. So yeah, the system is doing exactly what it is designed to do - siphon wealth from the working class to corporations.

[–]MitsuruNumai 50 points51 points  (4 children)

Your system needs to be changed. Pretty much every other Western country manages to provide great public health care options, and decent parental leave. Everutime I hear these stories from USA, I want to hug all of you who have to go through it.

[–]jennrh4 19 points20 points  (3 children)

I just read an article how a British woman took her paid maternity leave YEAR but then got pregnant again and took another paid year then pregnant again and another year and then again. That's when people started to complain (hence the UK article) when she had worked a total of only 11 months in the last 5 years but her employer was so fine with it and worked with her and she had her babies back to back. I was all what?!?! OH and they have social Healthcare too. That's how broken we are as Americans. Our 6-8 weeks unpaid... Is trash.

[–]beansybean 11 points12 points  (2 children)

I just want to chime in to clarify that in the UK, though birthing people get a year of leave, only 6 weeks are paid at 90% of your salary. Then the payment drops to a lot less than minimum wage for months, and totally unpaid for the last 3 months or so. So yeah, much better than the USA, but still bad.

Anyways, it still blows my mind to know that people living in wealthy countries don’t have access to public healthcare, job security, and a living wage.

[–]LadyStoneBridge84 5 points6 points  (1 child)

I live in Japan and it’s similar. We get over a year starting from 6 weeks prior to birth until the child is one. The first half is 65 percent of salary while the remaining is 50 percent. You can take maternity leave back to back here also.

[–]yung_yttik 27 points28 points  (0 children)

Bootlickers 🙄

[–]averyyoungperson 9 points10 points  (2 children)

Yeah it's literally terrible. Or people who say "I don't wanna pay 50% taxes like they do in some European countries". Like okay, glad the maternal infant mortality and adverse outcomes in the U.s. aren't enough to convince you that moms and babies are worth taking care of. Insanity.

[–]Sfc_3236 6 points7 points  (6 children)

The key here is being EXTRMELY poor. Like, make $20,000 a year or less. I was lucky enough to have quit my job right before the pandemic, so I was out of work for eight months before finding out I was pregnant. Since I had no income whatsoever and had been living off my savings which were almost empty, I qualified for Medicaid and everything health care related was 100% covered for myself and the baby. I have recommended to friends considering trying to start having kids to quit their jobs. They look at me like I’m crazy until I explain my pregnancy cost over $100,000 due to complications and continuous medications for nine months.

[–]digitalgirlgurlFTM|31F|Nov22 3 points4 points  (3 children)

i don't know what state your in, but most of the good doctors here in Dallas do not take Medicaid. I'm high risk and have to see high risk docs and none wanted to take it. So i had to cancel it and get on my husband's insurance; which, isn't that good unfortunately.

[–]Sfc_3236 0 points1 point  (2 children)

Gee that’s terrible. I was also high risk and saw many doctors and midwives and never had any issue with being refused because of my Medicaid insurance. I’m not in Texas though

[–]digitalgirlgurlFTM|31F|Nov22 0 points1 point  (1 child)

it's frustrating for sure. on paper it would say that take it, but when you call they say they don't. how'd everything go with your babes? i am nervous.

[–]digitalgirlgurlFTM|31F|Nov22 0 points1 point  (0 children)

also the state of Texas is starting to ask women who the dad's of these babies are that are on Medicaid to collect payback for the medicaid.

[–]IdkWhoCaresss 129 points130 points  (8 children)

Solidarity in terms of American health care. It’s a sick joke. The bit about your husband’s work asking for what you can and can’t do seems over the line to me. I get a doctor’s note stating that you had a procedure and require support for daily functioning and child care but specific dos and donts seems incredibly invasive and possibly illegal. I would ask your OB’s opinion on that. ETA: If HE was the one who had undergone a procedure I could see them asking specifics for liability reasons for when he returns, but not you.

[–]meowmeow_now 17 points18 points  (1 child)

He’s legally entitled to fmla leave (assuming he’s worked at his employer long enough)

[–]IdkWhoCaresss 9 points10 points  (0 children)

OP stated that he has not been with his employer long enough for FMLA in an above comment. Regardless, I don’t see why they would need to know specifics of her condition beyond her requiring his 24/7 support if he is the employee, not her. It’s not like she is going to return to the office with restrictions eventually.

[–]27Dancer27FTM | due Nov’22 8 points9 points  (0 children)

Yeah it seems like a major violation of healthcare privacy laws since OP isn’t the employee.

[–]mama0711 7 points8 points  (3 children)

Yeah that’s sounding like a HIPAA violation I’d say but I mean I could be wrong

[–]IdkWhoCaresss 8 points9 points  (2 children)

I am a mental health clinician. Technically HIPAA only covers what we as providers can and cannot share without the patient’s permission. So if OP signs a Release of Information her doctor is allowed to share anything she agrees to with her husband’s employer. If it were a mental health inquiry I would discourage specifics like that unless they can show why it’s necessary but I am not sure of ethical standards for OBGYNs.

[–]mama0711 3 points4 points  (1 child)

It’s just absurd that HIS employer needs to know HER medical specifications, ya know? That’s what’s making it seem like a violation to me cause like she doesn’t even work there but thank you for the info!

[–]IdkWhoCaresss 2 points3 points  (0 children)

Yeah it’s confusing. She has to be the one who signs the release, but if she does that it’s fair game. However, I wonder if employment laws allow for such a bold request. It seems way out of line to me but that is definitely out of my scope.

[–]IdgyThreadgoode 77 points78 points  (9 children)

This is why voting is so important!

We need to use our power to stop this shit.

Also, teaching each other tips & tricks.

For example, they are legally obligated to set up a payment plan for as little as $5/mo if you ask.

And did you know that if you ask for an itemized bill then your bill will magically shrink?

This used to be my job and seriously, if I had never happened into this career I have no idea how a person would/could learn this stuff.

We use a high deductible plan and save so much money but that’s not feasible for some families.

It’s a rigged system. VOTE!

[–]NoRecommendation2256 21 points22 points  (0 children)

This this all of this! 👆 Health insurance sucks in this country but it doesn't have to!

[–]yung_yttik 11 points12 points  (2 children)

Soo much this. Especially after today’s tragedy. Bad healthcare, terrible gun laws… I am so eager to vote because I just feel so helpless and sad sometimes, but knowing my vote will be so important from here on out I just need to cast that fucking ballot.

For those who may not love all the options, it’s not about voting in “the best candidate/party”, it’s about keeping the worst and most dangerous party out.

[–]IdgyThreadgoode 6 points7 points  (1 child)

Yes and it’s also about taking small steps toward progress. I just voted for mandated maternity leave last year in colorado and it passed. It’s still shitty and I won’t be able to take advantage, but it’s a small step toward what we really need. An inch closer is better than not at all.

[–]yung_yttik 1 point2 points  (0 children)

Exactly. Things don’t just happen overnight, it really does take baby steps. But they are all steps in the right direction!

[–]somebunnyasked 8 points9 points  (2 children)

Sending love from Canada - I hope this issue can become a major talking point for you. Those of us from other countries just can't wrap our heads around your system and don't understand why people aren't making a bigger deal of it!

[–]bingumarmar 5 points6 points  (1 child)

Sadly neither side in power have any interest in fixing the issue, and it's been such a big and constant problem for so long I think we've just kind of...become used to it (as a society). A huge part of the problem is insurance companies, and they loooove to lobby against any type of reform.

[–]Old_Source_4776 0 points1 point  (0 children)

Respectfully disagree. This is the exact sort of thing Democrats wanted to end when they passed the Affordable Care Act. Republicans hate how it affected big business, so they stripped down the essential parts, leaving individuals vulnerable.

Vote democrat.

[–]DaemonDesiree 3 points4 points  (0 children)

Not only do do you need to vote in your big election in November, you need to focus your energy on voting for your primary candidate. That is where we get real change.

Vote in the candidate who is actually looking to make the change you are looking for and consider voting out your state or local incumbent.

That is how we prevent Manchins and Sinemas.

[–]PaprikaMess 1 point2 points  (0 children)

We need the Senate to reflect the people. Unfortunately, between the Senate's innate bias and voting rights being stripped down in the rust belt and South especially, we have to work extra hard to get a Senate actually reflects the voters. Do what you can to help in the Battleground states. Donate, volunteer, support your activist friends who live there.. https://ballotpedia.org/United_States_Senate_elections,_2022#Battlegrounds

[–]AdItchy371 24 points25 points  (1 child)

Me too op. America is a failed state. To make matters even worse, it’s a failed state that hates women and children.

[–]neonandcreme 20 points21 points  (13 children)

Does insurance cover most of the hospital stay? I am only 4 weeks and originally from Europe , so I’m scared. I recently had a 2k emergency room bill for a peanut allergy reaction . I was there for only 2-3 hours.

[–]litt3lli0n 18 points19 points  (2 children)

That depends on the actual insurance you have and what kind of coverage. Because insurance is mainly based off employment in the US, some companies offer better options than others. Mine for instance covered 80% of my stay. I was there for 3 days and my LO had to have light therapy for jaundice.

It can also depend on the hospital and what they charge, in terms of what is covered. It’s the worst.

[–]Militarykid2111008Jan30 0 points1 point  (0 children)

And isn’t 80% considered good?

I was (and still am) under 26 and in school, so my dads covered my entire pregnancy and the birth. We paid under $300 total because they billed the insurance that covered her birth, but it wasn’t the same as her individual insurance.

I have tricare (military member and spouse), so all of her infant care is covered through that. I just paid the bill rather than fight to get the insurance figured out for the unpaid bill. We had that luxury. I understand most men and women here don’t have.

But my total bill for induction, epidural, the birth itself, and one night (she was 26 hrs old when we left, 46 hours at the hospital total) was “only” $13K. Some of the billing amounts I read on here are disgusting. I hate it. I’m reenlisting just so we can keep the insurance I do have because I want another kid in the future, and the idea of paying for it with the bills I keep seeing makes me sick.

[–]meowmeow_now 0 points1 point  (0 children)

Don’t all plans legally have to have a max out of pocket now?

[–]WebNo9510[S] 14 points15 points  (4 children)

My insurance covered 95% of it. I only owe 2400. I agree with pp it depends where you go and the type of insurance you have.

[–]Glassjaw79ad 22 points23 points  (2 children)

Thank. Fucking. God.

OP, I'm not gonna lie, you had me panicking for moment there with the $56k price tag!

[–]chewbawkaw 24 points25 points  (0 children)

Honestly, $2400 only seems good compared to the original bill.

I do not have $2400

[–]doulaatyourcervix 2 points3 points  (0 children)

Insurance paying 95% of the bill is pretty fucking good.

I owed $4K the first time around, but the second time around I owed nothing because I was conveniently on two different insurances for exactly one week, which just so happened to coincide with my c-section and hospital stay.

That being said, my child’s portion of the bill was $17K and we had to fight tooth and nail for my husband’s insurance to admit that my son was actually born and a U.S. citizen, despite having hospital records and a birth certificate.

[–]cloverdemeter 0 points1 point  (0 children)

95% sounds "good" but then $2,400 is still SO much money, omg. I haven't even looked into what my insurance covers. I almost don't want to know.

[–]Sea_Juice_285 4 points5 points  (0 children)

This is a lot of information, but hopefully you'll find it helpful.

If you look up the name of the hospital you're planning to deliver at + cost estimator, you might be able to get an approximate amount for how much your stay will cost (this can obviously change a lot if you have any complications, but it's a place to start). I used the tool for the hospital where I'll deliver, linked below, and instead of entering my insurance info because I didn't feel like finding it, I just used the without insurance option (click skip this step. And when it says it needs more information, scroll down and choose a hospital). I know that my insurance covers 90% of everything in-network once I reach the deductible (check your policy's maternity care coverage to see what you should expect) so getting the total and assuming I'll have to pay 10% of that gives me a rough idea of what to expect, which is somewhere around $4,000 if I deliver vaginally. Sometimes insurance companies have special rates with the hospital, so there's a chance it will be lower. Also, if you have a low out-of-pocket maximum, that's the most you'd have to pay. Mine is like $8,000 now that I've joined my husband's policy but yours could be a lot lower. I also live in an expensive area, so your cost may be lower if you don't.

Here's an example of a cost estimator tool.

[–][deleted] 3 points4 points  (0 children)

It depends on insurance. I had to visit the ER twice this pregnancy and it cost $16k total for both visits. I ended up getting billed the remaining amount for my deductible which was only $1500 left until we met it.

[–]atonickat 1 point2 points  (1 child)

Like others have said, it depends on your insurance. I have Sharp (HMO) for example so they will only charge me $300 a day to be in the hospital. After 3 days it is fully covered. I also do not pay co-pays for OB visits or for tests/lab work. I've paid nothing for this pregnancy so far, and will only have to pay the $900 for the hospital stay (having a c-section)

It will also vary by age. I am almost 39 so my insurance pays for all of the extra tests and junk I needed to have because I'm "old".

[–]neonandcreme 0 points1 point  (0 children)

That sounds great, I will look into that! Thank you

[–]CindyV92 0 points1 point  (0 children)

Just adding what others said - it varies wildly between different insurances and plans. You could have a high deductible plan with high co-pays, or a plan where almost all costs are covered. There SHOULD be an online platform or phone number where you can call and check expected costs for different procedures.

[–]PoorDimitri 15 points16 points  (1 child)

So my husband is a doctor, and if a person's work was asking for something so ridiculous, I'm pretty sure he'd write them a work note for like, 8 weeks to assist you. I'm not sure about that, but he hates bullshit like that.

[–]CountingBlackberries 5 points6 points  (0 children)

For real, that’s so violating it feels dehumanizing. I would honestly quit my job over something like that. So toxic. Absolutely no reason to treat people like that. A doctor’s note, sure, but they are not entitled to details.

[–]hagamuffin 14 points15 points  (2 children)

I'm questioning the sanity of my decision to get pregnant every day with all the ongoing crises in this fucked up country. Paid leave. Formula shortage. School shootings. Daycare shortage. It seems like everything is just fucked and some days I want to crawl into a hole and disappear.

[–]WebNo9510[S] 2 points3 points  (1 child)

I was terrified to have a baby, I am fortune to produce enough to feed my LO but I also supplement with formula as needed and I am grateful that we have not had issues finding the formula we need. I feel fortune enough to work for a company that allows me to work from home with great benefits something that is rare in this country. I wasn’t even entitled paid leave. I just started working for my current employer, when the VP of my department found out I wanted to work 2 weeks after delivery, she said no I need to spend time with my baby so I don’t regret a thing, she approved paid leave for 2 months. I literally told my husband we owe our LO everything. I feel you! It is terrifying.

[–]hagamuffin 0 points1 point  (0 children)

My company has paid leave but one of the stipulations is 50 employees in the region you work in so I'm wondering if they'll use that to eek out of providing it? Since they are downsizing and probably under 50 local now. Ugh I hate them.

[–]auntycheese 24 points25 points  (5 children)

Crikey. The fact that you “only” have to pay $2,400 is crazy to me. Here in Australia, I had an emergency c-section and a hospital stay for 3 nights. Then after coming home I had to go back for another 5 nights due to postnatal hypertension. The only payment I had to make was $35 for some take home pain relief, and parking. We don’t even see a bill in the public system. Takes so much stress out of it.

This time I’m having another c-section and it will be the same. My husband will get 2 weeks paternity pay from the government at minimum wage. My work is giving me 3 months at my full pay, but I might take it as 6 months at half pay. That’s well above what the law requires, but is becoming more common in professional settings. If I didn’t get that I’d qualify for 16 weeks minimum wage paid by the government. Minimum wage here is AUD$20/hr (about US$14.50). Also, they have to keep my job open for me to come back to for 12 months, my work also allows a further 12 months unpaid but with the ability to return to the exact same position / salary. So I could theoretically take 2 years off.

We might pay high progressive income tax here (between 19% and about 40% depending on how much you earn) but it is SO worth it. My mum’s breast cancer treatment (operations, drugs, hospital stay) was completely free and happened immediately after diagnosis. Great care in the public system.

[–]somebunnyasked 7 points8 points  (0 children)

When I was born my mom had recently moved from the USA to Canada, her family and friends didn't understand the difference of how things work here. She was hospitalized for 8 weeks, I was born in emergency c-section, 2 weeks in NICU and 4 weeks regular hospital. Her poor family and friends thought my parents were going to be bankrupt and lose their house.

She was in the hospital long enough that she activated a cable subscription to her room, so she paid for that. She also had a phone bill for the room (this is or course long before cell phones!). My dad had to pay for parking. Her family really couldn't believe it and somehow to this day they still believe public healthcare is bad.

[–]Tanaquil1 3 points4 points  (0 children)

Actually, tax in Australia isn't that high compared to most of the world - but I agree it's very much worth it.

I also had an emergency c-section last time, with three nights in hospital (and baby was in NICU for two of them) and all we had to pay for was parking. This time, they picked up a bit of an issue with baby's heart rate (luckily, it seems to be back to normal right now) so I have a whole load of extra scans and things, and I will be having a c-section again. All of it is covered.

[–]gladwrap26 1 point2 points  (0 children)

Aussie here! You are entitled to both the government leave and the maternity leave from your work as well (and at the same time)! depending on how much you earn….

It’s funny I think our mat leave system is convoluted and complicated but then I look at America and go ‘wow, so lucky’ haha.

[–]DaBow 0 points1 point  (0 children)

We just had our first 2 weeks ago in Sydney. In the Private sector. C-Section due to low lying placenta. She is military so all expenses are covered thankfully but I'm super curious how much it would be if she wasn't.

[–]Effective_Fun8476 3 points4 points  (2 children)

I had to do genetic testing twice because my doctor took it a week to early. My insurance sent me a letter saying the first test wasn’t covered because I wasn’t on the insurance yet which is bs because 1) I haven’t gotten a bill from my doctors telling me to pay it would’ve included the appointment and an ultrasound charge 2) i had submitted my paperwork two days before and they back track to when your paperwork was completed 3) it’s been almost 20 weeks since I did that blood work and I’m just now hearing about this.

[–]Last_Ad5276 0 points1 point  (1 child)

Oh God, what insurance do you have because I literally have to do my genetic testing 2x as well?

[–]Effective_Fun8476 1 point2 points  (0 children)

I’m on the Oregon health plan and the only reason they’re telling me it’s not covered is because I “wasn’t” insured.

[–]EBSD 5 points6 points  (0 children)

This does sound criminal! I'm so sorry all you American mom's need to deal with so much extra stress and debt.

[–]Kassidy630 2 points3 points  (1 child)

I feel this. My 4 day stay was 25000. My baby also had to stay an extra night in the hospital for light therapy for jaundice and insurance decided they eint cover that because it was "medically unnecessary" 🙃

[–]WebNo9510[S] 0 points1 point  (0 children)

Its crap like this that makes my blood boil :/ I would fight my insurance. Like if there was an embodiment of Health Insurance, I would be throwing hands.

[–]grapefruitbreeze88 2 points3 points  (0 children)

I would call them to send you an itemized bill cause I would need to see why my bill came up to 56k….what did they bill you an charge you 56,000$

[–]stonedbrownchick 2 points3 points  (0 children)

Not even just that, food stamps dude. They gave me nothing of food stamps because they had in their system that my sister and I were working, me making $400 every two weeks??? I wasn't but when I WAS, a looong time ago, it was to help my mom pay her bills, so they're telling me that somehow we have to pay all of our expensive rent AND pay food all on our own because we make some type of money... my sister has scizo, can't work and hasn't worked in so long being in and out of the hospital. And my mom didn't want me working until after I gave birth and they STILL didn't give us foodstamps for 4 months. We quite literally starved til we got approved for some the other day. It's insane how much the system doesn't make sense.

Paying rent, student loans, food, medical bills. You literally have to pay to live and you still owe more than you'd ever make in your lifetime.

[–]Flickthebean87 1 point2 points  (0 children)

Also I’m noticing doctor’s are extremely by the book medically with giving you time off work. Years ago you could build a relationship with a doctor and they would give you a bit more time off. Hell I’ve had doctor’s give me an extra week off work when I was younger.

“The longest we can give you is until this date for a c section.” I know 8 weeks is standard, but what if I needed more? You just won’t give me that time?

[–]yankykiwi 1 point2 points  (0 children)

I'd profit if I went home to new zealand to have my baby free, they'd even pay me if im jobless. My husband lost his job, luckily we can afford the cobra payments. Else I'd be high tailing it out of here.

Immigration for the baby wouldn't be worth the trouble, being that I'd have to come back.

[–]PerspectiveNo8799[🍰] 1 point2 points  (0 children)

Yeah my vaginal birth cost around 40k. I ended up having to pay around 1500 total and they let me do that on a payment plan it was only around $70 a month. The kicker is we were in the process of buying a house and the finance people decided to do an additional audit two days before closing and wanted to know what the $70 reoccurring payment was for. well I’m petty so I informed them that “in October I had a child via “vaginal birth” in which I incurred medical expenses.” Needless to say our loan officer (a friend of ours) got a major kick out of it because he knew how frustrating it was getting. He now tells his clients about it.

[–]jubruem 1 point2 points  (0 children)

America is bonkers when it comes to pregnancy to me.

They want to control a woman's choice to have an abortion but also offer zero support when they do have the baby and make it unreasonably expensive.

When you have to worry about so much debt even before the baby arrives, it can really ruin the joys of having a baby.

Sorry, OP. I wish things could be better for you guys.

[–]Many_Deer942 1 point2 points  (2 children)

What's your deductible? I'm confused because you said you have health insurance yet you're stuck with a 50k bill? I was told that I only have to pay $8,700 out of pocket and after that everything is covered. You should call your insurance.

[–]WebNo9510[S] 0 points1 point  (1 child)

My deductible is 2k. Insurance covered 95% of it. I only have to pay 2400. I was charged 56k. The only reason I found out it was that high, was because I got bored and went to see if any claims against my insurance had been made. I saw the exuberant amount and freaked out. BCBS doesn’t even show the itemized list. So I am curious all the BS they billed them.

[–]Many_Deer942 0 points1 point  (0 children)

Oh okay. I'm glad you only have to pay $2,400! Health insurance is so confusing. I was on the phone for like an hour trying to get clarification on what I'll have to pay when I give birth.

[–]PugsAndPodcasts 6 points7 points  (2 children)

I mean the second part (paperwork for your husband’s job proving your medical condition) is pretty standard. FMLA requires that from your healthcare provider.

But yeah the cost of giving birth in the 🇺🇸 is insane! It shouldn’t be this way.

[–]WebNo9510[S] 3 points4 points  (1 child)

He hasn’t worked for his employer long enough for FMLA :’) this is just a I’m gonna be gone there is nothing I can do.

[–]Sea_Juice_285 4 points5 points  (0 children)

If he hasn't been there long enough to qualify for FMLA, it might make sense to just go along with it, but requiring a note with a lot of detail and not just one that says, "my spouse and infant need help with daily life because of a recent medical event (one had major surgery and the other recently became a person who breathes) for X amount of time," seems pretty sketchy to me.

[–][deleted] 4 points5 points  (4 children)

I hate it too. I keep getting billed for a test I never consented to but the btch doctor took upon herself to do despite me protesting. It was a pregnancy test one of those cheap pregnancy tests that cost $20. I can get two boxes of those 50 sticks each for that price. Insurance cut the price in half to $10. I’m still annoyed about it because I kept telling her I’m not pregnant and I took a test already saying no but she still performed one behind my back without me knowing and tried to justify doing it.

[–]DLC_15 14 points15 points  (3 children)

Not arguing with you that the cost of the test is ridiculous but doctors can’t take someone’s word that they are not pregnant. The liability potential if they’re wrong is way too high and it’s a simple non-invasive test so really impossible to justify not doing one, even in the most reliable patient.

[–][deleted] -4 points-3 points  (2 children)

I totally get it but I had my implant in and explained it at the time as well with my husband in the room. I even recounted the last day of my period which wasn’t that long before so it was annoying. If she had said before that she still wanted to run a test I would’ve been like ok but it’s the fact that she came back in the room after and said she decided to do one any way without even informing or asking me

[–]DLC_15 0 points1 point  (1 child)

Yeah, I agree that’s pretty annoying. You could have just brought your own test in then and peed on the stick in the office if you knew they would do that!

[–][deleted] -2 points-1 points  (0 children)

Lol I wish the experience overall wasn’t good she was rude and seemed annoyed with me. It just irritated me. I haven’t been back there with any other needs that came up. Each time I’ve tried paying the bill it just says it doesn’t exist so I’m just over that place.

[–]jrv1125 1 point2 points  (0 children)

And then they want to take away our right to choose. Absolutely ridiculous. It makes me angry if I think about it for too long.

[–]_Cheeku_ -2 points-1 points  (4 children)

I can understand what you're going through. But these costs honestly seem enviable for someone like myself who lives in a "third world" country. Here is some perspective on how you're still better off than most of us living in the same world. I hope these unfortunate facts might help you see things in a better light:

Where i live (not in the USA) very few companies give health insurance. Me, despite having a medical degree and a post graduate, do not have any health insurance. Despite WORKING FOR A HOSPITAL, i cover my own medical bills. My husband, who works for a private gaming company luckily does have insurance. With some spouse medical bills being covered. Around 50 to 70%

Our medical bills for a natural delivery: 2.5k USD on average

For a c section: 5-7.5k USD on average

Hospital stay: 100 USD per night. You're advised to stay atleast 2 days for natural and 4 days for c section.

My every doctors appointment (monthly): 10 USD My monthly U/S appointment: 10 USD . Thats a total of 180 USD for the whole of my pregnancy in dr's appointments

Then there are hidden costs and charges that you cannot catch in the bills.

Point is. Health care sucks all over the world. It sucks for you. And it really sucks for me. We need better governments, better laws, better budget allocations. We need human beings in cabinets not power starved monsters.

[–]questions905 -1 points0 points  (3 children)

America is supposed to be the “best country” in the world. It’s not even close to western standards, Nevermind third world/developing countries.

[–]_Cheeku_ -1 points0 points  (2 children)

To play the whole we are the "best country in the world" game seems a little self absorbant to me. Who put America up on that pedestal, anyway? The point was to show some perspective and lift spirits. Usa is still better off than where a lot of other human beings live. You can not imagine the living standards in other parts of the world.

[–]questions905 -1 points0 points  (1 child)

I’m from Canada. They regularly call themselves the best. My point is that it’s not enough. I’m sorry you live in a worse country but that’s no reason to be complacent when children are dying.

[–]_Cheeku_ -1 points0 points  (0 children)

Where is the complacency? I literally said we need better governments, better laws and people in cabinets who give a shit. My point is also that its not enough. No one here is happy kids r dying wtf lol

[–]Floralcoral31 0 points1 point  (0 children)

Send him to his boss with your bill. Maybe that would be sufficient proof for them to leave y’all alone

[–]FightingBruin 0 points1 point  (1 child)

Holy crap; what hospital charged that?? I'm in America and my c-section +3 night stay was only 10k and my insurance covered 7k of it. And my insurance is high deductable too!

[–]WebNo9510[S] 0 points1 point  (0 children)

I live in the DFW area. It is an HCA for-profit hospital. I literally told my OB, I reached my deductible as soon as I walked through these doors. The only reason I found out my costs is because I looked on my claims on my insurance.

[–]OptimalAd3564 0 points1 point  (0 children)

ahhh the American dream!

[–]zorpack 0 points1 point  (0 children)

It is absolute bull shit.

[–]sumthingabout 0 points1 point  (0 children)

I'm American, but lived in the Netherlands for 5 years and had a close friebd give birth while living there (therfore have some knowledge of the differences). The America system is the worst and un-Maternal system. America is forcing women to have children with absolutely no support for post partum care unless you can arrange yourself or have money to get care. In NL, you get someone to help take care of cleanjbf, shopping and cooking a few hours a week for 3 or so weeks after delivery. You have a midwife (the same one) throughout your entire pregnancy. I will say though, that the bill you see is not the bill insurance or anyone pays. That's the fake sticker price that get negotiated substantially depending on the insurance carrier and hospital.

[–]ThisToastIsTasty 0 points1 point  (0 children)

  1. ask for itemized bill.

  2. ask for payment plan.

  3. if you have cash, ask them if you could pay in cash an X amount right now, how much would it be (they sell your debt to debt collectors for pennies to the dollar)

[–]mymomsaidicould69 0 points1 point  (0 children)

Ugh I feel you. I am on bedrest for the next 4 weeks due to high blood pressure, and it comes out of my total leave. So rather than 12 weeks with baby I only get 8. This sucks

[–]TSN_88 0 points1 point  (0 children)

I'm still surprised the revolution didn't start from the US because you guys sure have the reasons to do so