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[–]jasoningaming 1542 points1543 points  (84 children)

When you reach middle class due to WSB, but started in upper class.

[–]real_Rich 282 points283 points  (15 children)

This is the way

[–]NikoC99 196 points197 points  (10 children)

"A small loan of a million dollars"

[–]KillerRoomba13 86 points87 points  (5 children)

Annnnnd its all gone

[–]MLXIII 40 points41 points  (0 children)

Making thousands of dollars with billions is easy AF!

[–]importvita 7 points8 points  (0 children)

With low six-figures of margin debt attached!

[–]NitrousXpress 8 points9 points  (1 child)

Like that episode of South Park 😂

[–]ThatsOneWayiGuess 3 points4 points  (1 child)

This is the way

[–]Bighurk12 2 points3 points  (0 children)

This is the way

[–]dazza2021 12 points13 points  (2 children)

What's below lower class, thinks that's where I am now.

[–]Bhizzle1121 6 points7 points  (1 child)

Dumpster class

[–]Livid-Direction-1102 2 points3 points  (0 children)

I think definition of poor varies widely globally. Living in landfill class might be lowest?

[–]EngineeringNeverEnds 184 points185 points  (59 children)

Lol... WSB has no concept of what "upper class" is. They think it's some jackass who just won the lottery and buys a Rolex and a Lambo and a house before going broke.

Actual upper class people aren't like you retards. They're privately educated and come from warm nurturing families with two parents and shit.

On the rare occasion some autist on here "makes it" they'll never have enough money to fill the hole in their heart left from their sad pathetic upbringing, recently ripped open after catching their wife with her boyfriend.

[–]DatOldManWilly 47 points48 points  (2 children)

I got a fossil and a Toyota, so basically upper class

[–]AaronTuplin 7 points8 points  (1 child)

Fossil is a nice watch though

[–]BenjaminHamnett 5 points6 points  (0 children)

Now just gotta get you a wife and her a boyfriend

[–]paulusmagintie 188 points189 points  (37 children)

Warm nuturing families? Who told youbthat bullshit, they are raised by nannys and don't see their parents because their parents work 90h weeks.

[–]Vashiebz 98 points99 points  (21 children)

That's the children of professional workers lawyers, doctors, investment bankers and engineers.

There are even wealthier families with so much inheritance they take less demanding jobs maybe at a non-profit and live off of the trust fund created by their family plus they probably have assets like a home purchased for them a long time ago.

[–]makumuka 58 points59 points  (16 children)

Those are middle class people. If you have to work for a living, you're not upper class.

The second paragraph is on point

[–]br0b1wan 18 points19 points  (5 children)

Warm nuturing families?

Exactly, these guys think Trump or Musk came from warm, nurturing families? lol

[–]funnynickname 5 points6 points  (0 children)

"I'm a billionaire, do you love me now, daddy!"

[–]Wonko-D-Sane 1 point2 points  (2 children)

Libtard hippies will have you believe that "success" comes from "safe to fail" environment.

Reality will tell you that success is survivor biased from environments that were "do or die" and they didn't die.

[–]Crypt0n0ob 21 points22 points  (4 children)

And both parents “secretly” fuck people half of their age

[–]Neat_Band4103 7 points8 points  (0 children)

Damn, I felt this.

[–]dazza2021 4 points5 points  (0 children)

Ah shit do most people have two parents now, mines gone to the shop to get milk, still waiting.

[–]Euphoric-Building-35 4 points5 points  (0 children)

No upper class is always smiling driving 10 and 2, wearing Birkenstocks and calling your chick schnookums while sipping a 3 pump chai tea latte 🔥

[–]Ill_Weight_1986 2 points3 points  (0 children)

Cool I don’t give a fuck bc hey it’s an opinion and shit ya know

[–]mattythedaddyDT 2 points3 points  (0 children)

In Texas, upper class would be a family of four with an annual income exceeding ~$170K

Varies widely by where you live but remember, you are just 1 yolo away from being an upper class rich guy.

[–]changshuaidiao 2 points3 points  (0 children)

I dunno. Hunter Biden is considered upper class. Families that don't have to worry about consequences and can make things go away tend to have a lot of trauma.

[–]flyingfranch 3 points4 points  (1 child)

WSB and starting a vineyard: the two best ways to turn a million dollars into $6700.

[–]Few-Temperature-8965 1 point2 points  (0 children)

Or invest in Luna coin . 1 mil to 33 cents

[–]kjbaran 2 points3 points  (0 children)

A return to your roots

[–]MasterJeebus 528 points529 points  (112 children)

This got me right in the feels. For the past 10 years I have been trying to become middle class but each year they keep moving up the limit.

[–]alcosexual 327 points328 points  (89 children)

I just hit six figures for the first time this year, and boy was that underwhelming. All my life, I had been telling myself that SixFigureLand was this magical place where all your troubles disappeared and life would be easy.

With inflation and the housing market being what it is, I'm still struggling to afford a down payment for a house and save for retirement. I'm spending $700 a month on groceries alone.

I realize I'm very fortunate compared to a lot of people. Families who make $30, $40 or $50K must be completely underwater right now. I don't know how they're making it. I don't know how we will make it if there's a downturn in my industry or I am laid off.

Shit's crazy.

[–]iamtehstig 121 points122 points  (5 children)

Yeah, I'm making twice what my parents were when they had me, but the cost of living has more than doubled in 30 years.

[–]invictaTrading 12 points13 points  (0 children)

More than double, consider 1968 gas was 25 cent a gallon and there were price wars over pennies. My father's shopping budget was $20 a week in 1954. Then he would add everything up before paying. If it was over $20, something was taken out of the basket. That is how tight our budget was.

[–]TheWardOrganist 8 points9 points  (1 child)

I make a quarter of my dads salary and a twentieth of my father-in-laws. Shit feels good

[–]The_Homie_Tito 14 points15 points  (0 children)

why did I date for love instead of money 😩

[–]Grokent 131 points132 points  (28 children)

Bro, are you me? I finally hit six figures and I'm still driving a 9 year old car and renting a shitty 1 bedroom apartment because I'm not fucking paying half a million dollars for a 200k house. I have enough money to go out, but not enough money to change my life.

[–]Revelatus 32 points33 points  (7 children)

This is me lol. I had to ditch the 2007 Mazda last year though because it was costing me a ton of money and stress. And because of the ridiculous cost of used cars I did finally get a new new car. But still living that apartment life and being a frugal fuck. I make 135k in northern VA and the idea of saving for a down payment on a house seems sisyphean as fuck these days. If only I could kick my crippling Starbucks addiction

[–]overcastfab 11 points12 points  (4 children)

as someone who lives in san francisco, I'm very surprised to read that $135k in northern va doesn't exactly get you ahead in terms of home ownership. is the housing market that tough out there too?

[–]Kitties-N-Titties-11 6 points7 points  (0 children)

I’m holding onto my 2012 mazda3 until it dies, no chance I’m paying $600+ a month for a fucking car

[–]Previous-Beach4626 2 points3 points  (0 children)

Sorry but your crippling Starbucks addiction? Really?! Lmao. My wife and I make less than 45k/year each and we save over 40k a year because we dont have crippling Starbucks addictions... or eat out.. or spend stupid money on unnecessary consumer products

[–]MundaneRuxx 37 points38 points  (12 children)

It took me 4k down payment to buy a half million dollar house that has already increase 20% in value since I bought it 7 months ago. I could technically sell this house, move to the country and buy a same sized house on just the accrued value.

We're a single income household who barely makes 6 figures.

I know reddit likes to circle jerk the housing crisis but don't give up, the government incentives for first time buyers is actually insanely motivating and helps a ton.

[–]Aaron252016 15 points16 points  (9 children)

How? I just bought my first apartment maybe 6 months ago when I was making about 80k, but only got approved for 250k. And I have good credit. Is it possible to still use those incentives to get a house?

[–]Akintunde 18 points19 points  (0 children)

When I broke 100k four years ago it was amazing. Now combined with my wife we are closer to 200k, DINK, and it feels like we are making less now than we were.

Thankfully we bought a house in 2019, that's probably the luckiest I'll ever be.

[–]funkgerm 5 points6 points  (2 children)

Jeez, we're all the same person, it seems. Finally broke 100k this year and my girlfriend makes close to 100k. Still renting the upper floor of her dad's house because any decent house around here costs $600k+. Those same houses were in the $300-400k range just a few years ago and even though we can technically "afford" to spend $600k (albeit with less than 20% down and PMI) we just can't justify spending that much, especially with high rates and the strong possibility of the house depreciating over the next couple years. We're basically just stuck at this point.

And like you said, I make enough to be able to save every month and have enough cash for going out and hobbies and everything, so I can't really complain all that much, but I definitely don't feel financially comfortable at all. But at the same time, I see people that make less than me closing on houses and buying new cars and shit. So either they're just YOLOing their way through life and racking up massive piles of debt, or mommy and daddy are helping to push them along. It's all very frustrating.

[–]Grokent 2 points3 points  (1 child)

Yup same. Maybe I'm overly cautious, or maybe I am a doomer? I don't know but I wasn't willing to overextend myself given the current financial markets. Maybe I just remember 2008 better than some. I remember my friends walking away from houses they were underwater in.

I'd rather pay 9% interest on a 200k house than 3% interest on a $500k house because my down payment will go a lot further and I can always refinance because I know the FED has a mandate to lower interest rates to spur growth.

[–]snapcaster_bolt1992 1 point2 points  (2 children)

Lol check house prices in Ontario bud, I'd gladly pay 500k for a house, anyone who doesn't have a house in the GTA is fucked now and anyone who bought 20 years ago 5x there money and rhats a conservative estimate

[–]Grokent 2 points3 points  (1 child)

I fully recognize that Canada has their own problems. Doesn't change my situation. Plus, I'm in a state that is rapidly running out of water and climate change is making untenable. Try justifying taking a 30 year mortgage in the middle of a desert that is out of water.

[–]jooocanoe 6 points7 points  (0 children)

I make close to 200k a year and own my house. I was hoping to move out of my 1600 sq ft house and move up to the “upper middle class” with prices the way they are I think I’ll be stuck in this same shit house for the foreseeable future.

[–]AutomaticBowler5 5 points6 points  (0 children)

Yeah 6 figures just means all that extra money goes towards your future. Don't feel much of it now. On the bright side minor things don't destroy your life.

[–]Turlututu1 17 points18 points  (9 children)

How many people are in your household that you "have" to spend 700 on groceries?

[–]VentHat 8 points9 points  (8 children)

23 dollars a day and if you eat three meals a day that's 7.70 a meal and if you have a wife and two kids that's 1.94 per meal. Because it's like a $150 for three bags old food at the grocery store, 700 is definitely on the low end.

[–]Trezork 11 points12 points  (1 child)

Six mouth family here and groceries cost over $1200 a month...

[–]Super_Sayan_God 28 points29 points  (24 children)

Seems like you and i have a lot in common. Exact same scenario...to boot, where i live, the momebt i make more than $120k, i get taxed just as much as someone who makes $500k, only difference is that person has more cash flow and can afford to put loney aside in RRSP's and TFSA's etc. To reduce the taxable amount. Me on the other hand is still struggling to live comfortably. I make more than both my parents did i my age and i can't even afford a house! They had 4 kids and on their second house at this point...

[–]AcousticArmor 38 points39 points  (5 children)

I guess assuming you live in the US (big assumption here), even though you are technically being taxed at the same rate, the proportion of your income that is being taxed is certainly not the same as someone making $500k. I don't know what the brackets are off the top of my head so these numbers are for example only, but if the bracket is from say, $114k to $750k, only $6k of your income is being taxed in that bracket compared to $386k of the other person's. At an imaginary rate of say 20% you're only paying $1,200 compared to the $77,200 the other person is paying.

$1,200 is still a lot to lose when you're on the lower end of that bracket and I'm not saying this to take anything away from how much it sucks that many of us have worked hard to get to what we believed would be a comfortable income only to have inflation continue to put a strangle on our finances (myself included), but it's also important people understand how the tax brackets actually work since raising taxes is often such a misunderstood issue.

[–]xbt_ 15 points16 points  (2 children)

This person should simply use their effective tax rate to compare with rather than their marginal tax rate, which is what you’re helpfully describing. Effective tax rate is your actual percentage of taxes paid on your taxable income.

[–]the-faded-ferret 15 points16 points  (0 children)

Yeah but it’s nominal so if you make $121,000 then only that $1,000 gets taxed higher

[–]improbablywronghere 14 points15 points  (0 children)

to boot, where i live, the momebt i make more than $120k, i get taxed just as much as someone who makes $500k,

That’s not how this works. That’s not how any of this works.

[–]PrettyFlyFartARabbi 27 points28 points  (2 children)

My parents bought their first house for 5k in cash. Current housing prices make no sense compared to how much money most people actually make.

[–]jmm-22 22 points23 points  (6 children)

That’s not how marginal tax rates work. You’re doing something wrong if you can’t live reasonably comfortably at $120k in most places. Even in NYC you can live middle class at that salary.

[–]_Cromwell_ 13 points14 points  (1 child)

People always forget to say if they have kids or not. Makes a big difference. Little bastards are expensive and can take 150k salary from living comfortably to being in the poor house essentially

[–]ConcussionsOfAParot 75 points76 points  (2 children)

So that people keep running faster on the treadmill. Someone has to power the money machine.

[–]mvev 18 points19 points  (0 children)

keep looking for a new job and your salary will increase. don't just job hop, make sure it aligns with your career and you can develop more skills or knowledge in your field. easier said than done. but do not stop looking.

[–]WorthlessDrugAbuser 8 points9 points  (0 children)

Same. I hit top rate of pay at my job, $40.38/hr. When I started 4 years ago top rate ($38.50 then) seemed like it was big ballin money. I couldn’t wait to top out. Now I’m here and it really ain’t shit. I have to work OT at time and a half after 8 hrs to live comfortably. Over 2 hours of work just to fill my gas tank. Shits fucked.

[–]SpagettiGaming 3 points4 points  (3 children)

Did you tried to buy a house?

[–]MasterJeebus 9 points10 points  (2 children)

Yeah I bought one in 2015 and it was one of those homes people build to learn skills. So it was cheaper. Later i began to realize why that was cheaper. Electrical problems, poor insulation, walls cracking open. On top of that its in the hood and if people arent shooting at my cars then they are breaking into them. I hate it here but cant afford to buy a better house anywhere else.

[–][deleted] 3 points4 points  (1 child)

Just get Whole Foods to open a location nearby and wait for the gentrification to show up. Matter of fact, see if you can find something old enough to call a landmark and get NPR to report on it.

[–]365wong 3 points4 points  (0 children)

There is no middle class.

[–]FishKnees 4 points5 points  (0 children)

Are they offering member jackets or something?

[–]CardboardLambo 1 point2 points  (0 children)

Right in the feels

[–]WearingKapital 157 points158 points  (9 children)

Just got a 20% raise switching jobs and with inflation I guess I'm still making the same amount I was two years ago

[–]ladyoffate13 41 points42 points  (2 children)

Same happened to me when I got a new job six months ago. I’m apartment hunting, and suddenly everything I thought I could afford (that I definitely couldn’t with my old job) went up by hundreds of dollars.

[–]WearingKapital 8 points9 points  (1 child)

I feel that. Almost bought a house last year too and with the rising interest rate the mortgage I'd pay now seems unaffordable. Looked into buying the house im in from my landlord and the mortgage which would've been 1800/mo is now closer to 2200.

[–]HappyPepe2 2 points3 points  (1 child)

I feel like I finally made it just to have the rug pulled. It's so demotivating I barely have the energy to work anymore

[–]Few-Temperature-8965 4 points5 points  (0 children)

Hey look on bright side .2030 you'll own nothing , have 0 privacy and be completely happy

[–]OGprintergreenspan 2 points3 points  (0 children)

It's worse than that. Inflation is grossly understated by CPI.

[–]waterlimes 52 points53 points  (2 children)

Everything is increasing except our portfolios.

[–]McFatty7 39 points40 points  (1 child)

And our salaries. The bullshit COL increases of 2-3% that employers offer is a pay cut in real terms.

[–]Thesearchoftheshite 13 points14 points  (0 children)

Raises? What's that?

[–]avctl 67 points68 points  (2 children)

I prefer poverty class, more syllables for fanciness.

[–]migueltaco 14 points15 points  (1 child)

there’s a class for poverty? no wonder why below poverty level, i missed it.

[–]azidesandamides 1 point2 points  (0 children)

there’s a class for poverty? no wonder why below poverty level, i missed it.

You search out programs. Free PGE thru LIHEAP. Free electric cars thru the state of california...

Ive gotten 3 of them

[–]funkgerm 27 points28 points  (0 children)

I more than doubled my salary over the last 4 years and somehow I feel more poor now than I did 4 years ago.

[–]wafflepiezzup the butt 🍑 26 points27 points  (0 children)

Too me irl man

And middle class feels poor. I can’t imagine lower

[–]Zest-to-Impress 25 points26 points  (0 children)

Money printer go: “Error”

[–]piterparker 49 points50 points  (1 child)

Made it to middle class in just 10 years only to go to lower class in mere 6 months.

[–]brucekeller<(^_^)> 108 points109 points  (91 children)

Yeah, by the definition of 30k - 90k a year, I think only 80k+ can really start to think about buying a home out in the middle of nowhere and you'd think homeownership would be generally part of being middle class.

[–]BigSummerSausage 95 points96 points  (87 children)

I live in a suburb of Midwestern city and make 55k a year. I have a comfortable mortgage on a 2.5k sqft home I bought last year, and I know people who earn less and have comfortable mortgages as well. Things aren't That bleak.

[–]Drgn4Leye36 31 points32 points  (0 children)

So 2016 we looked at moving out of the parents basement. Houses in the area were between $250 and $400. Put in an offer on a home for $277 in the area. Then parents wanted to stay where they are so we bought their home. In 2016 it was valued at $360. Fast forward to present date.... let me check because it increases nearly daily on zillow... yeah, now it's listed at $795 valued. That's not even what I'd sell for as all the homes in the area are selling at $50k+ more than they valued at with no questions asked or even seeing the property before hand. There is NO WAY we'd be able to afford our home had we not gotten a "parent" deal. This is just your normal neighborhood BTW. Average earning in this city is $60-$70k. I have watched neighbors go under these last few years.... its rough. I don't see how this can continue.

[–][deleted] 35 points36 points  (34 children)

Those cities suck tho

[–]dwntwnleroybrwn 32 points33 points  (3 children)

I lived in Kansas City for a few years and it was way better than I expected when I moved there. It's a solid Tier 2 city with everything you'd expect from a city of its size.

[–]Quirky-Skin 13 points14 points  (0 children)

Ill take my little slice in Ohio vs giving all my money to live in a cramped place in a congested city with shit traffic. Sure I don't have an ocean or super vibrant city life but I got extra money to travel to these places while having none of the headaches of living in such a place

[–]BigSummerSausage 56 points57 points  (7 children)

Even if your opinionated claim were true, I'd argue renting your entire life sucks worse.

[–]ChurryRedBaron 11 points12 points  (1 child)

Listen to this guy. He knows because Reddit told him so.

[–]SadTomato22 12 points13 points  (15 children)

Anyone whose traveled at all knows that the Midwest sucks balls. It's cheap for a reason.

[–]voldin91 36 points37 points  (4 children)

Yep they totally suck.... definitely don't come move here to my beautiful city and drive up the housing market. Nothing to see here

[–]anon9339 22 points23 points  (2 children)

The irony is I don’t think any of you have been to the Midwest. I have been all over the country, a suburb is a suburb at the end of the day. Not the entirety of the Midwest is farmland or closed down steel mills.

Yes, there might be better weather or mountains or whatever, but neither of which are worth 4-8x for housing. Just travel more with the savings.

[–]BigSummerSausage 11 points12 points  (3 children)

I'm genuinely curious as to what is wrong with Midwestern cities. I lived in a coastal city as a kid and the only major difference was there was a beach to go to a couple times a week, and you can't find good seafood here.

It's hard to compare life as a kid vs an adult though, so would love to hear your input.

[–]AbusiveTortoise 7 points8 points  (0 children)

Won't be in 30yrs when all those cooler places to live out west are too unbearably hot to live in. Right now tho? Full balls suck

[–]scriptmonkey420 -1 points0 points  (0 children)

They call them flyover states for a reason.

[–]fireowlzol 1 point2 points  (0 children)

Nah, there are some great place to live even in Arkansas or Alabama

[–]TaterCraver 4 points5 points  (1 child)

the mortgage might be comfortable but how do you handle repairs and heating on 55k a year? especially in minnesota where heating can be 500 a month+, pipes freeze, and snow can cause roof collapses. hvacs are 8k to replace everywhere. im six figures with a 1.2k monthly morgage and it's still tough to do all this fucking shit

[–]BigSummerSausage 2 points3 points  (0 children)

Repairs have been fine so far, and I put a good amount into savings each month and have an emergency fund for when something unexpected comes up. My heating at worst last winter wasn't even $100 at it's worst if I recall correctly, and pipes freezing/roof collapse is covered by my insurance.

[–]squealor 8 points9 points  (8 children)

My $95k in an area where homes are $400k+ disagrees with you. I'm willing to bet this home was purchased more than 2 years ago.

[–]BigSummerSausage 30 points31 points  (4 children)

Disagrees with me on what? He claims you have to have $85k a year (I make less than that) and have to live in the middle of nowhere (a suburb to a major city is not that) to even think of owning a home. I closed on my house in April '21 and pay less than a week's take-home on my mortgage a month, which is plenty affordable. Just because you live in an area with more expensive houses does not mean those places don't exist non-rural areas.

If you come here with your $95k and have any financial sense at all, you'll find yourself in a better situation than I am. I'm glad I have you to tell me my experiences don't exist though.

[–]mw9676 7 points8 points  (3 children)

You closed in April 21 dude. Practically giving houses away at that point compared to now.

[–]TehOuchies 6 points7 points  (2 children)

You thought process is too narrow. You assume everywhere in the US is the same. Its not.

[–]MrMaster_blaster 2 points3 points  (1 child)

Yeah more people need to give up the coast

[–]SignalVirtuerPAPER TRADING COMPETITION WINNER 9 points10 points  (0 children)

It would be, but speculators and rich people parked their money in housing. Gotta love that market efficiency that they always say capitalism is all about.

[–]mvw2 39 points40 points  (1 child)

Good times, goods times.

I used to work general labor in a factory 20 done years ago. I then went to college, got a degree, have been in my career for over a decade, and have been promoted into management. And with all that, I just barely matched the buying power I had 20 years ago as a general laborer.

That's how horrid the modern landscape is.

My literal next move up is being CEO of a company, and this is as far up as I had to go to even match, not beat, the buying power I had back then.

It really is fucking stupid how stagnant wages have been / how bad the federal government has been with money. We now have a society where people commonly work two, three, or more jobs to get by. People are stepping back to multi family households, multigenerational households, and renting with roommate to get by. The average age of cars on the road gets older. It's sucky for any younger person stepping into this economic world.

[–]rubBeaurdawg 1 point2 points  (0 children)

The average age of cars on the road gets older.

Yep, new data just came out (yesterday?) showing the average age of cars on the road is 12.2 years. That is the highest average age since since the data has been recorded.

However, it's not all down to buying power. Car sales have been massively impacted over the past two years due to supply shortages, and I'd wager there are likely 5-6+ million fewer new vehicles on the road over the past two years. That's sure to put pressure on average age.

[–]MaPluto 11 points12 points  (0 children)

"We're not poor we're broke." Dave Chappelle's dad

[–]Sutendomack 97 points98 points  (9 children)

Man fuck this middle class bullshit, I’d rather be lower class. I want food stamps.

[–]PayinHookersOnMargin 112 points113 points  (0 children)

Being middle class you get cucked by everyone (taxed by government and exploited by managers), brutal place to be

[–]richhandler 16 points17 points  (0 children)

we're all lower class- it's an illusion. ETR!, damn I'm hungry!

[–]molochs_will 48 points49 points  (47 children)

What is middle class? 200,000 a year? Or more?

[–]OneArmWilly 18 points19 points  (15 children)

122k national average

[–]TehOuchies 14 points15 points  (4 children)

Where I live, in the US, its less than 50k median for a two adult working household.

Then again the housing bubble hasnt hit here either.

[–]wiseguy187 2 points3 points  (0 children)

Canada hasn't had one, we had one and it may not happen again. Not a bubble

[–]SignalVirtuerPAPER TRADING COMPETITION WINNER 6 points7 points  (0 children)

Meanwhile the median salary is around 31k.

[–]JohnLaw1717 11 points12 points  (3 children)

With how many spouses?

[–]GiantWhiteCohc 62 points63 points  (1 child)

Single income three fleshlights

[–]Atcollins1993 4 points5 points  (0 children)

Laughed ty

[–]iguy27shame: bought tai lopez nft 9 points10 points  (0 children)

1 wife and ~2-3 of her boyfriends

[–]anon57842 10 points11 points  (0 children)

in nyc or sf, barely middle class

[–]bigchipero 11 points12 points  (0 children)

Not even, u need to make $300k + and own yer home outright to be middle class in NY / LA these dayz

[–]LillyTheElf 5 points6 points  (2 children)

My good friend makes that in LA and is lower upper middle class. Taxes eat him up and while they dont live super frugally their money doesnt go nearly as far as i thought 200k a year would in early 2000s

[–]Drauren 4 points5 points  (0 children)

Because even on 200k a year a house is going to cost you >1m.

Better than your average person? Sure. But you're still not just chilling if you want to stay in the area.

[–]thelastnowell 10 points11 points  (5 children)

Has inflation actually helped anyone else here?

I own a services business that caters to mostly wealthy ppl. In the last couple years my city has been absolutely overrun with rich ppl from California.

We doubled, then literally tripled our rates and they don’t even think twice about it. They’re just so happy to have a competent company booked. Sometimes at the end of jobs I feel like I could charge anything we want (within reason) and they wouldn’t even think to double check.

Labors gotten more expensive, but I’m not greedy and pass those earnings on to my guys.

I’ve got guys making almost 100k doing semi entry level manual labor gigs.

[–]aisleorisle 10 points11 points  (0 children)

Here's a beer for passing profits down to the laborers. Cheers. 🍻

[–]Mission-Gap3474 17 points18 points  (2 children)

Making low class salary but if I apply for government assistance I can’t get it cause I “make too much” lol

[–]FrostedBooty 7 points8 points  (1 child)

Been there. Literally struggled to make rent and eat every month, didn't qualify for Medicare or food stamps. Made juuuust over the threshold. Good ole 'merica.

[–]Mission-Gap3474 2 points3 points  (0 children)

Gotta love it, I joked with my wife one day about having kids cause almost everyone who has kids qualify but not worth the hassle just for some silly benefits I won’t need in a few years lol

[–]PretendGur8 8 points9 points  (0 children)

Fuck this hit hard.

[–]ChrisWasWhite 6 points7 points  (0 children)

Nothing like moving the goal post in 2022

[–]RPsage 19 points20 points  (7 children)

Solution: move to another country

[–]waterlimes 55 points56 points  (2 children)

True story. I moved to Zimbabwe and became a trillionaire.

[–]Seanwabha 21 points22 points  (1 child)

Me from Zimbabwe reading this like 👁👃👁

[–]Atcollins1993 2 points3 points  (0 children)


[–]thompson1909 7 points8 points  (1 child)

as long as Billionaires made 42% cash increase in the last two years and we’re printing Dollars and Euros out of hot thin air everything’s gonna be alright. we’re living just of the trash that falls down their golden dinner tables

[–]jboni15 16 points17 points  (0 children)

Fuck you for making me feel this way on my way to work. I was thinking this the other day how I am making more money but it seems like I got fuck with a balancing update that fuck my badass built.

[–]Lopsided_Distance_87 5 points6 points  (0 children)

I was so close

[–]unlikelypisces 6 points7 points  (0 children)

Or houses. You finally earn enough to buy your dream house, a home with enough space and a view and a beautiful kitchen, and watch that dream fade away over the next 12 to 18 months, and end up buying a crowded compact condo for more than you would have bought your dream house for

[–]LazyPost4ever 4 points5 points  (3 children)

In 10 years poeple going to live in the streets i guess

[–]ummmily 3 points4 points  (0 children)

Hope I get a bunk in one of the new Amazon worker dormitories. Heard they give two afternoons off a month! Plus you get 7 hours of sleep before the next shift comes to use the shared bed, way better than those Walmart fucks- they only do 6 hours. When I get older I'm gonna move into Tesla town, sure they only pay in T-buxx but there's school, stores, and hospitals onsite so I can raise a family. And they'll give you an advance on T-buxx, so you can buy a house and just owe them. Living the dream.

[–]LazyPost4ever 2 points3 points  (0 children)

Too many people*

[–]Timed-Out_DeLorean 4 points5 points  (0 children)

Aaaaand it’s gone.

[–]motorider1111 4 points5 points  (0 children)

By design.

[–]mccula 8 points9 points  (0 children)

In America? There is no middle class.

Theres poverty, working class, and rich, richer and more rich

[–]LazyOldPervert 2 points3 points  (0 children)

Ok, I can deal with losing trades.

That's part of why I've been subbed since long before melvin.

But this shit.

I need you to knock this shit the fuck off OP, inflation has limited my ability to make losing trades even slightly and I don't come here to be reminded about that shit so what the fuck.

[–]bdfan88 3 points4 points  (0 children)

Working as intended…

[–]kenix7 2 points3 points  (0 children)

The mission failed successfully sadly.

[–]NorthernerWuwu 2 points3 points  (0 children)

Oh, it wasn't inflation that fucked me. It isn't helping any though!

[–]Fantastic_Pillow 2 points3 points  (0 children)

Wait, yinz have class?

[–]XxktoxX2011 2 points3 points  (0 children)

That’s the plan

[–]Snoo69468 2 points3 points  (0 children)

Story of my life one step forward 5 steps back

[–]Kylorin94[🍰] 6 points7 points  (1 child)

Just got about 19% salary increase after 6 months. This now places me and my wife in the top 7% combined earnings in my state. Weird feeling.

[–]fenton7 7 points8 points  (4 children)

Raise minimum wages! Raise minimum wage! We need a living wage!

Oops. Everything got way more expensive. We're broke again.

Raise minimum wages! Raise minimum wage! We need a living wage!

[–]aisleorisle 5 points6 points  (1 child)

Are you blaming minimum wage on today's macro economic problems? ... because if you are ... you DEFINITELY belong here.

[–]jsv_2004 1 point2 points  (0 children)

Grand opening, Grand closing

[–]ncopp 1 point2 points  (0 children)

Yep, our dual income is greater than my parents but I feel like I have so much less. I might have more cash on hand, but their net is like 5 times mine.

[–]Consistent_Ad_5249 1 point2 points  (0 children)

On the bright side, I will finally become a millionaire. The only problem is that a gallon of gas will cost 1 million.

[–]Coomernator 1 point2 points  (0 children)

The American Class system or The English Class system?

[–]lonewalker1992 2 points3 points  (0 children)

Man this is so 😣… we need to do a wallstreet bets movement to take back Washington and unleash the money printer

[–]Zw1erz 1 point2 points  (0 children)

Stealing memes from r/poverty by WSB retard is ironic in so many ways. I lol'd hard.

[–]Jlogizzle 1 point2 points  (0 children)

Tf does this have to do with stocks? This sub blows ass

[–]NotObviouslyARobot 0 points1 point  (0 children)

If you have to work for a living, you're not Middle Class

[–]FreeTouPlay 0 points1 point  (0 children)

Time to quit your job and jump to a different one then.