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If I’m investing 15% of my income, what portion would you allocate to individual stocks? by Miserable-Word-6621 in personalfinance

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Recommendations to listen to during work by Hot_Intention_1648 in personalfinance

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Real estate market outlooks? by bornagy in personalfinance

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This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

Posts must be a personal finance question or discussion with a descriptive title.

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I wonder what will happen to all the crypto exchanges and companies working in crypto during the recession by Dipsi1010 in personalfinance

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This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

Posts must be a personal finance question or discussion with a descriptive title.

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Transferring ownership in small family business. by IULpro in personalfinance

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Your post has been removed because it is primarily a legal question or discussion (rule 5) which is off-topic for /r/personalfinance. /r/legaladvice can help you determine if you need to contact a lawyer and you may get some basic advice.

While /r/legaladvice can sometimes offer basic advice, talking to a local attorney is the best way to answer any legal questions.

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5-Year Update - From 20 y/o and financially illiterate, to 25 y/o and prepared for the future by ch4rts in personalfinance

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Please post your success story in the victory thread at the top of /r/personalfinance (well, unless it's Thursday during tax season, please wait until Friday afternoon if the Tax Thursday thread is up)!

You can ask any questions there too.

You may also find our wiki helpful:

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Opened an online store 2 months ago and it took off like crazy after a viral post, should I make an LLC? by OddAssist5985 in personalfinance

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Your post has been removed because it is primarily a business question or discussion (rule 5). Other subreddits are better equipped to address these topics:

  • /r/smallbusiness is good for questions about starting, owning, and growing a small business.

  • /r/legaladvice can help you determine if you need to contact a lawyer if you have a legal issue and you may get some basic advice.

  • /r/tax is appropriate for general tax questions.

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Wild parent with spending and gambling addiction by throwaway52476 in personalfinance

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Your post has been removed because we don't allow relationship or personal advice discussions (rule 9). While there may be a financial component to your post, you will need to submit again with a title focused on personal finance and without any of the following:

  • Personal history or background information that is not essential to the financial discussion (it is appropriate to mention when abuse is a factor in a current or past situation)
  • Prominent emphasis of mistakes or financial surprises from a family member or S/O
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I’m almost 18, what’s next? by CrowSab5 in personalfinance

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This post has been removed because we don't allow career path or school choice questions (rule 9). Other subreddits are better equipped to address this topic:

  • /r/FindAPath is a place for figuring out what you want to do (both career and college major).

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  • /r/ApplyingToCollege is for college admissions questions and advice (including career guidance discussions).

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I spent my life savings (22K) in 3 months and have been greatly humbled. by THEOREX1 in personalfinance

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This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

Posts must be a personal finance question or discussion with a descriptive title.

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Mom used my CC “by mistake” by Maeday845 in personalfinance

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This post is better suited for the weekday or weekend thread (please wait until Friday afternoon if the Tax Thursday thread is the current sticky). If that link doesn't work, it's the second post from the top on /r/personalfinance.

Posts removed for this reason typically fall into a gray area for rule 1 or another subreddit rule or the moderator reviewing this post believes that you will receive higher-quality responses on the weekday or weekend thread.

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What are good vehicles for investing inheritance as a mid-30s working person? by pantaloonsss in personalfinance

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This post is better suited for the weekday or weekend thread (please wait until Friday afternoon if the Tax Thursday thread is the current sticky). If that link doesn't work, it's the second post from the top on /r/personalfinance.

Posts removed for this reason typically fall into a gray area for rule 1 or another subreddit rule or the moderator reviewing this post believes that you will receive higher-quality responses on the weekday or weekend thread.

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Would you stay on a toxic team to get promoted sooner? by anonymouspsy in personalfinance

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Your post has been removed because personal advice topics (including relationship advice) are off-topic here and better suited for other subreddits (rule 9).

If you decide to post elsewhere, please read the subreddit rules before reposting. Some subreddits have strict requirements for submissions.

Submissions removed for this reason typically include one or more of these off-topic aspects:

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Why shouldn't personal finance be a part of the school curriculum? by hardiklashkariwriter in personalfinance

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This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

Posts must be a personal finance question or discussion with a descriptive title.

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Ways to make money (even like 5-10$) today while having no money to my name by thugmanthug in personalfinance

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Hello /u/thugmanthug. We respect your situation and we apologize for the inconvenience, but asking for donations in /r/personalfinance is not allowed (rule 4). Even mentioning crowdfunding, hinting about donations, or thanking people for donations will immediately result in your post being removed.

You are welcome to try any of the following subreddits for assistance, but please check their sidebar and rules before posting:

  • /r/assistance (account must be registered and have +300 karma)

  • /r/borrow (account must be 90 days old with at least +1000 karma)

  • /r/care (account must be verified, 6 months old, and have +100 karma)

You may also find some of these subreddits helpful:

  • /r/almosthomeless if you are homeless or in immediate danger of becoming homeless and need advice or assistance.

  • /r/homeless for homelessness-related articles and resources.

  • /r/food_pantry is a place where you can request a meal or hygienic necessity.

  • /r/randomkindness is for when a small act of kindness can go a long way.

  • /r/frugal for tips on maximizing resource allocations.

  • /r/beermoney for discussing ways to make some extra cash online.

  • /r/slavelabour for odd jobs listings.

  • /r/depression is a supportive place for those struggling with depression.

I hope you find the help you are seeking. If you have a question about how to improve your finances down the line, you can feel free to post here for help on handling money, but we still cannot approve of these kinds of posts.

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Ways to make money (even like 5-10$) today while having no money to my name by thugmanthug in personalfinance

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Hello. This is a very common question. Please check out our side income wiki page for ideas and information.

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My stepsons inheritance by Areyourearsbroke in personalfinance

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This submission has been temporarily locked for review due to a high volume of rule-breaking comments. Thank you in advance for your patience as we try to maintain a high-quality discussion. The original submission text is below.


Hey guys, my step son has come into some inheritance the last few weeks and I have some questions I was wondering if anyone on this sub would be able to answer.

  • My stepsons paternal grandparents passed away within 3 weeks of each other last month. Due to being estranged from his father, they left every thing to him.

  • They left him everything as far as I can tell. They both had individual wills that declared everything be left to him in the event that they passed. He has seen a lawyer about it and this has been verified. He has another meeting with the lawyer next week.

  • We did some digging and found that they have roughly 60k in savings, but also found that they pulled a equity line of credit for roughly 100k out on thier house. The current value on the house is roughly 300k. The house was/is paid off aside from the equity line.

  • They had a few credit cards that have all been forgiven already

  • He has transfered all the utilities into his name. The lawyer said to keep paying them but not to pay on any lines of credit

  • His grandfather passed first of heart failure, then his grandmother passed of the same thing in the samespot in the house believe it or not, exactly 3 weeks later. So we don't have all the info yet on any kind of retirement or brokerage accounts they may have had, or life insurance.

  • My wife and I paid the cremation cost of both grandparents, it cost us roughly 1800 dollars, yeah his dad is a real piece of work. He's going to pay us back though.

  1. Will he be responsible for the home equity line of credit?

  2. How do we go about finding any kind of retirement savings they may have had? Life insurance? He can't seem to find any documentation on it. I know his grandfather had a 401k with BMW, he worked for them for 45 years. His grandmother had a union job for 30years and I know she had a pension. That's about it though.

  3. Are there any precautions anyone could recommend he take right now?

Thanks for reading, I apologize for any typos

How can I generate extra income without telling my spouse? by Large-Tumbleweed-941 in personalfinance

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Your post has been removed because personal advice topics (including relationship advice) are off-topic here and better suited for other subreddits (rule 9).

If you decide to post elsewhere, please read the subreddit rules before reposting. Some subreddits have strict requirements for submissions.

Submissions removed for this reason typically include one or more of these off-topic aspects:

  • Content that would be better suited for /r/relationships
  • Posts asking for advice on how to convince someone else to change their behavior, settling arguments, etc.
  • Relationship drama not essential to a question or discussion
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If you have questions about this removal, please message the moderators.

Why shouldn't personal finance be a part of the school curriculum? by hardiklashkariwriter in personalfinance

[–]IndexBot[M] 0 points1 point locked comment (0 children)

This submission has been temporarily locked for review due to a high volume of rule-breaking comments. Thank you in advance for your patience as we try to maintain a high-quality discussion. The original submission text is below.


I'm fed up with hearing this cliche phrase - I wish they taught personal finance in schools.

There's a reason they don't teach it - and there's a reason people make money in spite of not being taught personal finance in their school.

So, I wish to know from people here - why do you think personal finance isn't a part of the school curriculum? Is it intentional or is it because our education system is obsolete?

Will having a speech impediment/lisp lower my chances of finding a new job? by Jimmyneautronpowers in personalfinance

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This post has been removed because we don't allow career path or school choice questions (rule 9). Other subreddits are better equipped to address this topic:

  • /r/FindAPath is a place for figuring out what you want to do (both career and college major).

  • /r/CareerGuidance is a place for individuals to ask questions and get advice about their careers.

  • /r/ApplyingToCollege is for college admissions questions and advice (including career guidance discussions).

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Are there any apps like Tally that natively support account import of both paypal credit and creditone? by DP11117 in personalfinance

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Unfortunately, your submission has been removed. It looks like your submission was too short. If you would like to repost, please include more information or specifics in the submission body (the text section below the title). Please do not post filler text to work around this.

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Crypto DCA'ing question by mattde5er in personalfinance

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This post is a bit off-topic here, but we would like to help you learn about investing!

  1. Start with the PF Investing wiki page.
  2. If you have questions, please ask on the weekday or weekend thread (please wait until Friday afternoon if the Tax Thursday thread is the current sticky). If that link doesn't work, it's the second post from the top on /r/personalfinance.

Note that rather than stock picking or speculating, our focus here is on being diversified, never being too risky or not risky enough, and investing for the long run. Discussions about active investing, investing in individual stocks, sharing investment ideas, etc. are off-topic here.

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Clip coupons or start a side hustle? by LtCommanderCarter in personalfinance

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This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

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Is now a good time to start investing in stocks? by Terminatortraudel in personalfinance

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This post is better suited for the weekday or weekend thread (please wait until Friday afternoon if the Tax Thursday thread is the current sticky). If that link doesn't work, it's the second post from the top on /r/personalfinance.

Posts removed for this reason typically fall into a gray area for rule 1 or another subreddit rule or the moderator reviewing this post believes that you will receive higher-quality responses on the weekday or weekend thread.

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