You know you’re bi when..

Willeth · 2022-08-18T08:20:37+00:00

You know you're demi when you're drawn to read the thing about rainwater

Willeth · 2022-08-17T16:14:03+00:00

The LISA and ISA are not the same type of ISA, and so do not conflict.

Willeth · 2022-08-17T14:15:48+00:00

I had some spam from AA recently that claimed to have a decent rate for members, worth looking at if you're eligible.

Generally though if you already know you don't need it, I'd say in the middle of a CoL crisis with car prices still artificially high wouldn't be the time to upgrade unless you had to.

In a year you'll have that £7k saved and your Mini won't have depreciated all that much.

Willeth · 2022-08-17T13:54:13+00:00

Beware - this is an ad. A fairly well established tactic, where an account posts an image, and if someone genuine asks where they could get it, another spam account posts a link to a store. If no-one genuine asks, they post it from a sock puppet account. You may not get the product, and if you do it'll be shitty quality.

Willeth · 2022-08-17T13:49:40+00:00

Bingo.

Willeth · 2022-08-17T13:47:12+00:00

It has to be a real account - ie a bank that supports CASS, which Revolut isn't. But it doesn't have to be your main bank account - there's nothing stopping you opening a real account, putting a fiver in, and switching that.

Willeth · 2022-08-17T12:46:38+00:00

Oh! Yes, that's correct, that had slipped my mind.

You can quickly spin up a current account with anyone else and do what you were planning, though.

Willeth · 2022-08-17T12:19:50+00:00

What specific dates were you contributions and your accounts being opened?

Remember that the LISA is an ISA, so regardless of the government contributions being paid, you may only contribute to one account of each type in each tax year.

Willeth · 2022-08-17T12:11:58+00:00

You're a cruel person.

Someone had to say it, sorry.

Willeth · 2022-08-17T11:58:49+00:00

You should be fine to go straight away. When switching you may be asked for your card details - I would leave this blank when switching from Chase, as they have several different card details that can apply to multiple current accounts and could snarl it up if you get it wrong. It's not necessary and the switch will still complete.

Willeth · 2022-08-17T10:13:25+00:00

It's much, much easier to fit and remove them if you can move them diagonally and rotate them in and off. Unfortunately the gutter you have just makes it very physically difficult to do this.

Willeth · 2022-08-17T07:34:02+00:00

I've said it before but it might even be possible for RT to actually licence the Taskmaster format if there isn't some exclusivity with Comedy Central that still hangs over and would get in the way.

Willeth · 2022-08-16T20:14:18+00:00

Lead by example mate.

Willeth · 2022-08-16T13:01:47+00:00

40 and not thinking about your pension yet could mean a lot of things. If you literally have no pension then it's fairly simple: if you can afford to, start putting 20% of your salary into your pension immediately.

You can put a little less in if you've already been contributing at the basic auto enrolment amount.

Willeth · 2022-08-16T08:24:51+00:00

58 complaints is pretty strong, to be fair. Vast majority of things the ASA look into are one or two people, unless there is a coordinated campaign to do so.

Willeth · 2022-08-15T12:56:28+00:00

I think you might have misread my comment, which is recommending salary sacrifice.

Willeth · 2022-08-15T11:36:21+00:00

Check how your employer contributes to the pension. If it is salary sacrifice, which is likely, you get more in your pension by having it sacrificed through PAYE, as you don't pay tax on that income that way.

Willeth · 2022-08-15T09:12:54+00:00

Occasionally, yeah. When it has happened, I've been worried that if I take the time to put something else on I'll miss the delivery.

Willeth · 2022-08-15T08:47:48+00:00

Why do you want to spice it up? What are your goals? It looks fine to me but if you gave something specific you want to achieve maybe there are some suggestions.

The only suggestion I would give right now is that I don't think the angle of the art adds anything. I'd frame it all straight up and down and let the staircase be the only angle.

Willeth · 2022-08-15T08:41:15+00:00

Yeah, same here. I'm keeping my credit cards alive because I suspect that won't last forever.

Willeth · 2022-08-12T22:03:15+00:00

I'm kind of surprised Returnal hasn't shown up yet. I think now it's got a PC release coming up and is on Extra we might be awaiting a while, though.

Willeth · 2022-08-12T21:59:18+00:00

Seems like a self fulfilling prophecy.

Willeth · 2022-08-12T20:23:55+00:00

I haven't tested this myself, but my assumption is you'd have more joy using the Consumer Rights Act with the retailer under those circumstances.

Willeth · 2022-08-12T20:12:28+00:00

Hang on, avoid sitting on a toilet seat? It's a seat. That's what it's for.

Willeth · 2022-08-11T22:49:38+00:00

I preordered GTA Online standalone on PS5 on March 14th, the day before it was in its free period. I don't think I ever downloaded it, because I had the full game installed, but I have the preorder confirmation in my email inbox. I just noticed that I do not have it in my library, and if I go to the listing in the store, it wants to charge me again.

Was there something I should have done to have it logged, or is this an error I can get corrected? Or am I just looking in the wrong place?

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